Should You Get a Credit Card When You Start Your First Job?

Embarking on one's career journey is a momentous occasion, filled with excitement, dreams, and a sense of newfound independence. This independence often brings the temptation of acquiring a credit card. 

The Ultimate Guide to Travel Credit Cards: Choosing the Best Card for Your Adventures

Travel credit cards cater to a specific segment of the population: the travellers. They offer a lot of features and benefits that not just save money but also make one’s travel experience a memorable one. Let us dive into the different types of travel credit cards available in India.

How Can a Credit Card Give You Financial Freedom?

Credit Cards act as a financial cushion in times of emergencies. They offer flexibility and convenience in making payments, help manage expenses, and help in building a good credit history. 

Decoding Reward Points: The Main Feature to Look for in Credit Cards

Credit cards have simplified spending. They offer discounts and reward points to customers. These reward points can be redeemed by the customer against vouchers, discounts, and a lot more. 

Smart Ways to Use Credit Cards and Avoid Debt

A credit card is a payment instrument issued by banks with a pre-approved credit limit. It is also called plastic money. Customers can use these cards for online and offline purchases.

Prevent your Credit Card from unauthorised use

Credit cards are widely used to make online and offline purchases due to their convenience and ease of use. However, the risk of unauthorised transactions and credit card fraud has also increased with the increasing use of credit cards. 

How to use Credit Cards Wisely ?

Using your Credit Cards wisely is a skill that should be developed by every cardholder to avoid falling into debt traps. To avoid this, we have a list of practical tips that will help in better usage of credit cards.

How to Apply for Federal Bank Credit Card Online?

Credit cards are an essential part of our lives. Federal Bank offers a range of credit cards that are tailored to suit the needs of different customers. 

Everything you should know about Add-On Credit Cards

An Add-On Credit Card is an extra credit card issued against an individual’s primary credit card. It is a supplementary credit card, which is helpful for individuals who are students or who have just secured their first job.

Understand the Components of your Credit Card

Familiarise yourself with the various components of a credit card and gain a better understanding of the functioning of a Credit Card.

Unlocking the Secret of Credit Card EMI- How to Buy Now and Pay Later

Credit card EMIs have gained popularity, especially for high-end purchases, allowing one to spread payments over time instead of a single upfront payment.

Credit Card Debt Settlement Process- How it Works

Credit cards have become essential to our lives, and their benefits make them irresistible. Most of the population relies on these plastic cards for most purchases, and if used well, they can add to one’s savings.

How to pay your Federal Bank Credit Card Bill ?

It important for every Federal Bank Credit cardholder to understand the different modes of paying their credit card bills efficiently to avoid defaulting on the same.

The Rise of Digital Personal Loans: How Technology is Transforming Borrowing

Digital personal loans have become increasingly popular and have revolutionised the borrowing landscape. Read on to explore the benefits of online personal loan applications when compared to traditional bank loans.

What to Know About Taking Loans Against Fixed Deposits ?

When it comes to loans, there can be so many confusing options, each with its own pros and cons. The most convenient option could be taking a loan against a fixed deposit.

The Ultimate Guide to Getting a Car Loan: Tips, Tricks and Must-Knows

Obtaining a car loan is a significant financial decision. This comprehensive guide provides essential tips and tricks to help individuals navigate the car loan process successfully.

Digital Personal Loans Vs Traditional Bank Loans: Which Is Right For You?

When seeking a personal loan, borrowers often face a choice between digital personal loans and traditional bank loans. Let's compare and contrast these two options, examining the differences in application processes, interest rates, repayment terms, and customer experience.

Key factors that affect your Credit Score

The term 'credit score' has become popular as of late, but not everyone knows what it entails. Let's take a quick look at it. A credit score is a number which shows how trustworthy one is with their money. 

Everything you need to know about no-cost EMI

No-cost EMI is a financing option that allows customers to make purchases on credit without paying interest or processing fees. It has become increasingly popular in recent years due to the benefits it provides.

Invest in the Future: The Benefits of Taking an Education Loan

Education is a valuable asset that opens doors to numerous opportunities. However, the cost of quality education can be a significant burden. That is where education loans come in. 

How to Apply for a Car Loan

At Federal Bank, we offer car loans to individuals looking to purchase a new or used car or new two-wheelers. Read on further to understand the eligibility criteria, interest rates, EMI calculation and the application process for the loan.

Fulfil your child's dream with Education Loans

Wondering what makes the Federal Bank education loan a smart choice for students? A good reason to opt for it is that it comes with flexible repayment options and attractive interest rates. 

Benefits of applying for Personal Loans

Personal loans have become a popular financing option amongst people. Thanks to technology, applying for and receiving a personal loan is no longer a tedious process. It is easy and convenient to apply for personal loans online!

How can to get Education Loan for Studies Abroad?

Studying from top universities around the world opens up a plethora of opportunities for students. This can be undoubtedly exciting, but expensive too! Financing education for studying abroad is possible through education loans.

How changes in gold price affect gold loans ?

Explore the impact of gold prices on gold loans and how fluctuations in these prices can affect borrowers and lenders alike.

The First-Time Car buyer's guide to choosing an auto loan in India

Getting the right car loan can be overwhelming for first-time car buyers, especially in India, due to the multitude of lenders and loan options available. Leadingly, choosing an appropriate car loan is crucial.

How to Calculate the Annual Percentage Rate for Loans ?

The annual percentage rate (APR) is essential when obtaining a loan, credit card or other forms of credit. It is a numerical value expressed as a percentage and stands for the yearly cost of borrowing money. 

Five Must-Know Tips for Home Loan Applicants in India

Applying for a home loan in India can be daunting for many, especially first-time buyers. It is important to understand the basics of home loans, procedures, interest rates, EMI payments etc before taking the plunge.

Fixed Deposits Vs Cash Certificates- Which is better ?

Fixed deposits (FDs) and cash certificates (CCs) are common choices among investors when it comes to safe investment solutions. There are a few differences that investors should be aware of before making a purchase.

The Art of Saving: Tips and Tricks to Grow Your Savings Account

Saving money is not just a mundane task but an art that can shape people's financial futures. Explore the art of saving and uncover valuable tips and tricks to help individuals grow their savings accounts.

The Benefits of Opening an NRE Savings Account

Opening a non-resident external (NRE) savings account is an excellent option for individuals, who are either residing outside India or are non-resident Indians (NRIs). This type of account offers numerous benefits.

Maximizing your savings with Fixed Deposits

Fixed deposits (FDs) are a popular investment option for individuals looking to grow their savings steadily. Know more about how one can smartly invest in FDs with the strategies to maximise one's returns.

How do NRO Savings Accounts Support Investment Financing in India?

A Non-Resident Ordinary (NRO) savings account caters specifically to NRIs for managing their Indian-based assets and revenues. NRO accounts operate primarily in Indian Rupees yet accept inflows in both local and foreign currencies.

Investing in Tax-Saving Fixed Deposits: What You Need to Know

Tax-saving fixed deposits (FDs) are a popular investment option in India. They are ideal for individuals seeking tax deductions under Section 80C of the Income Tax Act, who can grow their savings by cutting down on the tax payable.

How To Become A Millionaire In 10 Years

Although being a millionaire can seem like a distant dream, it is possible with the right investment strategy. One can accomplish this task in just 10 years with the help of Federal Bank's Millionaire Federal Savings Fund deposit plan.

What to Look for when Opening a Salary Account

A salary account is a type of bank account that is designed specifically for salaried individuals. Before opening a salary account, it is imperative to consider factors such as bank fees, interest rates, convenience, customer support, and security. 

How to earn higher interests with Non-Callable Deposits?

Do you have idle money that you are not using? Are you tired of earning low interest rates on your savings? If so, Federal Bank has the perfect solution for you – Deposit Plus, also known as non-callable deposits.

Why Investing in Recurring Deposits is a Smart Move

Investing hard-earned money into a safe and reliable option that will offer good returns is always a challenging task. For those who want a steady and secure investment option, Recurring Deposits are an excellent choice.

Five Investment Mistakes that Should be Avoided

Investing one's money can be an excellent way to grow wealth, but it is essential to do it wisely. While investing, it is essential to remember that the market is unpredictable and returns are not always guaranteed. It is easy to fall into traps or scams.

Start Saving for Your Child's Future with us

As a parent, it's natural to want the best for your child, including a secure financial future. It is important to invest in kids' plans to provide them with financial protection until they start earning for themselves. 

Discover the Benefits of Tax-Saving Deposits

Tax-saving deposits can help one save money as well as make money, and they are a great investment choice that not only allows one to reduce their tax liabilities but also provides competitive interest rates on the funds deposited.

How to open a Federal Bank Savings Account?

Savings accounts can be used for a variety of purposes including emergency savings, short-term savings and accumulating funds for a specific goal. You can open a Savings account with us online or by visiting our branches.

Benefits of Fixed Deposits: A reliable investment avenue

Fixed deposits provide a secure way to grow one's savings while earning a fixed rate of interest. They offer numerous advantages over other investment options, which makes them a popular choice among conservative investors.

Unlocking the Potential of NRI Women Savings Accounts

Women can do anything. From the courtroom to the cockpit, women are shattering glass ceilings across industries all over the world. The need for specific banking products to support their growing dreams is now more important than ever before.

The Benefits of Opening an NRE Savings Account

Opening a non-resident external (NRE) savings account is an excellent option for individuals, who are either residing outside India or are non-resident Indians (NRIs). This type of account offers numerous benefits.

How do NRO Savings Accounts Support Investment Financing in India?

A Non-Resident Ordinary (NRO) savings account caters specifically to NRIs for managing their Indian-based assets and revenues. NRO accounts operate primarily in Indian Rupees yet accept inflows in both local and foreign currencies.

Millennials and Money Management: Unlocking the Potential of Fintech Partnerships

The era of millennials has seen it all! Right from having to visit a bank to get the passbook updated to updating it on the app in seconds. This was possible due to advancements in technology and the rise of the FinTech era. FinTech has revolutionised the banking industry and has changed the way banks function. 

The Digital Lending Revolution: Powering Financial Empowerment

The digital lending revolution in India is a remarkable phenomenon that is reshaping the way financial services are delivered and accessed across the country. This transformative shift has opened doors to a new era of financial inclusion.

Fintech's Impact on Digital Lending: A Collaborative Future

Fintech companies are transforming the way Indians access credit. From streamlined application processes to innovative risk assessment models, fintech is making lending more accessible, efficient, and customer-centric. By partnering with fintech firms, banks can leverage cutting-edge technology to enhance their digital lending offerings.

The Future of Digital Lending in India

The digital lending landscape in India is undergoing a profound transformation. Powered by technological advancements, regulatory reforms, and changing consumer preferences, digital lending is reshaping how individuals and businesses access credit. 

Safeguarding Your Finances: The Importance Of Identity Theft Protection

Identity theft is a cybercrime where a fraudster gains unauthorised access to an individual's personal information. Learn why identity theft protection is crucial in the digital age. Discover the best practices to safeguard your finances.

Red Flags to Look Out for in Suspicious Emails: The Telltale Signs of Phishing Attempts

Stay a step ahead of cybercriminals! Learn to identify red flags in emails and safeguard your personal and financial information from potential phishing scams.

Safeguard your financial data by acing Cyber Security

It is time to level up one's knowledge in cyber security. Learn the various ways to protect one's sensitive data while completing transactions online.

Identifying Social Media Scams and How to Avoid Them

In an era dominated by digital interactions, social media platforms have become both a boon and a bane. This article provides essential tips for recognising and steering clear of social media scams. 

Social Engineering: The Invisible Puppeteers of the Digital World

Delve deeper into the world of social engineering, where cybercriminals weaponise human behaviour. Equip yourself with the knowledge to thwart their deceptive tactics. 

Cybersecurity Essentials: Protecting Yourself in the Digital Age

With the increasing use of technology and the internet, our personal information and sensitive data are constantly at risk of being compromised. Hence it is crucial to have a strong understanding of cybersecurity essentials.

The Rise of Cryptocurrency Scams on Social Media

Learn about the alarming rise of cryptocurrency scams on social media platforms. Protect your investments by knowing what to look out for.

Public Wi-Fi Safety: Tips for Secure Banking on Untrusted Networks

Using public networks can put one's sensitive data at risk. Safeguard your financial information while using public Wi-Fi networks. Learn the security measures to keep your data safe.

Multi-Factor Authentication: Strengthening the Security of Your Banking Accounts

Worried about cyberattacks on your bank account? Learn how to use multi-factor authentication to enhance the security of your bank accounts and transactions. 

Safe Online Shopping: Tips for Secure E-Commerce Transactions

Shopping, once a task enjoyed outdoors at local businesses and kirana stores, has now switched to the online mode, enjoyed in the comfort of one’s home. Follow these tips for a safe online shopping experience.

The Rise of Ransomware: Protecting Your Data from Digital Extortion

Discover essential best practices for safeguarding your data and digital assets against ransomware attacks. Learn how to implement robust cybersecurity measures and proactive strategies to protect yourself from this rising menace.

Mastering Password Security: Tips for Strong and Memorable Passwords

In the digital era, where personal and financial lives are increasingly intertwined with the online world, the importance of a strong password cannot be overstated. Learn more about tips for strong and memorable Passwords

Security Tips for Safe Internet Banking

Guidelines for safe and secure banking

Internet Banking frauds have been rampant after Internet has become more popular for online transactions. In the recent past, Internet Banking frauds are on the rise. Here are some tips which you can adopt to make your internet banking secure.

Social Engineering and Phishing: Safeguarding Against Online Scams

Social engineering is a popular tactic used by cybercriminals. One of the common types of social engineering is phishing. Learn how to safeguard against social engineering and phishing scams with effective cyber security measures.

How to prevent phishing attacks?

Phishing is a technique employed by criminals to get hold of your personal information. A phishing email will have the look and feel of an authentic email. It can take many forms. Here are some tips which will help you to identify phishing mails.

Tips for Securing your E-mails

Email has become an inevitable part of our lives. At the same time, threats due to hacking attempts, phishing attacks, spam, identity theft etc are increasing day by day. Here are some important security tips that e-mail users should be aware of.

Phishing Prevention for Small Businesses: Steps to Secure Your Company's Data

Irrespective of the size, every business faces phishing attacks and scams. Learn how to protect your small business data from cybercriminals. This article takes you through the essential steps to prevent phishing attacks.

How to Reset your Internet Banking Password / PIN?

Forgot your FedNet Internet Banking password ? No worries. You can reset the password online in simple steps without contacting your branch.

Forgot your Mobile Banking PIN?

Forgot your FedMobile Mobile Banking PIN ? No worries. You can reset the password online in simple steps without contacting your branch.

How to download Federal Bank Account Statement using FedMobile

The statement provided by a bank for a specific account during a particular time period summarizes all the transactions that have occurred within that account. You can download your Federal Bank account statement using FedMobile.

How UPI is Revolutionizing Digital Payments in India

UPI, or the Unified Payments Interface, is a revolutionary technology that has transformed India's financial landscape. It has streamlined digital transactions significantly.

Protect your Mobile against Malware

Your Mobile device is like a computer and it should be protected the same way as you protect your computer. Learn more about tips to protect your mobile device from Malware attacks.

Security Tips

Do's and Don't to Secure your Mobile Phone- Read Tips on the Use of Mobile Phones, Mobile Banking apps and its PIN

Five benefits of using UPI for Money Transfer

Gone are the days of tedious and time-consuming money transfers. The Unified Payments Interface (UPI) has revolutionised the world of digital transactions. 

ATM Security - Do's & Don'ts

Learn more about security tips to be followed while visiting ATMs for cash withdrawal and other services.

10 tips for securing your ATM transactions

In an era dominated by digital transactions, the security of ATM transactions is more crucial than ever. Here are some indispensable tips to fortify your ATM transactions..

How to protect yourself from ATM skimming fraud

Explore the tips to help prevent skimming fraud and detect potential scams before they cause any harm. By following them, you can protect yourself and your finances from the dangers of skimming fraud in the digital age.

Soft PIN Facility at ATMs

We have enabled Soft PIN facility for providing better convenience to our customers. Soft PIN replaces printed ‘PIN- Mailers' and this can be generated by the customers themselves through ATMs. No waiting time. No loss in transit.

NPS & Tax Benefits: What you need to know

With its diversified investment options and tax advantages, the National Pension System (NPS) is an excellent choice for investors looking for post-retirement planning. 

Promoting Retail Participation In IPOs: How ASBA is Changing the Game

Learn what ASBA is and how the application is making it easier for retail investors to invest in IPOs in India.

How to open a Demat Account Online Quickly

A Demat Account holds one's stocks and other securities in digital form. For someone looking to invest in the stock market, opening a Demat Account is the first step to start the journey.

Achieving Success with Portfolio Investment Scheme (PIS) and Tax-Efficient Investments

Portfolio Investment Scheme (PIS) enables non-resident Indians (NRIs) to invest in Indian stock markets. This article delves into the advantages of PIS and how to address the tax implications of such investments.

5 Reasons why NPS is the best retirement plan

The National Pension System (NPS) is a retirement savings scheme introduced by the Government of India to ensure its citizens can effectively plan for their golden years. 

PIS Vs Mutual Funds: Which Is the Right Choice for NRIs?

The Portfolio Investment Scheme (PIS) and Mutual Funds are two different ways of investing in the Indian stock market. This article highlights the key points of distinction between them.

Understanding Term Insurance: What you need to know

Understanding term insurance is crucial, along with its advantages and differences from endowment plans. This article simplifies the complexities and guides you through choosing the right insurance plan.

The Dos and Don'ts of Buying Life Insurance: A Quick Guide

Buying life insurance is an important financial decision that provides one with financial protection and peace of mind. In this comprehensive guide, we will discuss the dos and don'ts of purchasing life insurance. 

How to Buy the Right Riders for a Life Insurance Policy

Life insurance riders – optional supplementary provisions – enhance primary plans with distinct benefits. Familiarizing oneself with these riders ensures well-informed adjustments catering to particular needs.

How to choose the right Health Insurance provider?

Health insurance provides financial assistance for medical costs. Policyholders pay premiums to an insurance company, which then covers expenses like hospital stays, doctor visits, and treatments.

Super Top-Up Plans in Health Insurance: A Safety Net Against Rising Costs

In today's healthcare landscape, Super Top-Up Plans offer an added layer of financial protection against unexpectedly high medical bills. They are vital in ensuring comprehensive coverage against escalating healthcare expenses.

Debunking Common Health Insurance Myths

Health insurance is an essential aspect of financial planning, yet it's often shrouded in misconceptions. Understanding these myths is crucial, especially in a country like India where health insurance penetration is gradually increasing. 

How to prepare for medical costs during retirement

Imagine your retirement years, filled with relaxation and joy. But, there's an important aspect to consider - the rising costs of healthcare in retirement. Ensuring you are financially prepared is crucial.

Role of Health Insurance in Managing Chronic Conditions

The number of patients with chronic conditions is rising in India and has become a pressing issue. Here, health insurance plays a significant role in alleviating the financial burden of treatment and ensuring that quality healthcare is accessible to all.

The Importance of Insuring Your Home: Protecting Your Haven

Insuring one's home is an essential step in safeguarding one's biggest investment and providing peace of mind. This article will explore the importance of home insurance and its various aspects. 

How to choose the right Mutual Fund?

In the past couple of decades, mutual funds have fast emerged as one of the best sources of investments. But how does one choose the right mutual fund for their investment goals? Keep reading to find out.

The importance of Diversification in Mutual fund investing

Investing in mutual funds is a popular way for individuals to grow their wealth over time. However, like any investment, mutual funds come with risks. One effective way to mitigate these risks is through diversification.

How Mutual Funds works- A beginner's guide to investing

In India, mutual funds have gained significant popularity among individuals looking to grow their wealth. This blog post will provide a clear understanding of mutual funds in India and how they work.

Why Mutual Funds are a great investment option for beginners?

Mutual funds provide several advantages, especially for those starting to invest early in life. Explore why mutual funds are a great investment option for beginners and the benefits they offer, including the power of compounding.

The Role of Mutual Funds in Achieving Financial Goals

As the Indian economy continues to grow, more people are seeking ways to secure their financial future. Mutual funds are one such way and are versatile investment tools that can help you navigate the complexities of wealth accumulation.

SIP Vs Lumpsum- Which is the better investment strategy ?

Choosing between Systematic Investment Plans (SIPs) and lumpsum investments can feel like a fork in the road. Most investors struggle with the question of which investment path will lead to greater financial prosperity.

Hybrid Mutual Funds: Striking the Right Balance Between Risk and Return

Hybrid funds are mutual funds that invest in debt as well as equity instruments. The aim of hybrid funds is capital appreciation in the long-term along with income generation in the short-term and minimising concentration risk.

The Advantages of Index Funds: Why They are a Smart Choice for Long-Term Investors

Investors are on a constant search for investment products that are simple and help their portfolios see stable growth. One such game-changer is the Index Fund. Explore more about some of the key advantages of an index fund.

How SIP Investing Can Secure Your Child's Education and Marriage Funds?

Planning for a child's future is a top priority for every parent. Financial security for events such as education and marriage is crucial. Learn more about how SIP can be the perfect financial partner in securing a child's future.

The Art of Budgeting: Tools and Techniques for Financial Success

Budgeting is the act of tracking down incomes and expenses and the allocation of resources in a manner that helps achieve one’s financial goals.

Budgeting Made Easy: How to Create and Stick to a Monthly Budget for a Family

Budgeting is a tool that can help individuals evaluate their income and expenses and allocate them efficiently to meet their financial goals. It empowers individuals by helping them make well-informed decisions.

The Power of Compound Interest: How to Make Your Money Work for You

Popular in the financial world as the 'eighth wonder of the world', compound interest is one such powerful financial tool that can make one’s investments and savings grow over time. 

Investing in Real Estate: A Profitable Path to Building Wealth

Every individual aims at creating wealth. These days, there are plenty of investment options available, amongst which investing in real estate is a very powerful strategy.

Financial Planning for Entrepreneurs: Building Wealth while Running a Business

In recent years, there has been a significant increase in the number of entrepreneurs. For a business to be successful, an entrepreneur must have a strong financial plan in place. 

Building an Emergency Fund: Why It's Essential and How to Start

Life is unpredictable, and unforeseen events such as medical emergencies, car repairs, or sudden job loss can put a strain on anyone's finances. An emergency fund acts as a buffer, providing much-needed peace of mind and financial resilience.

Understanding the Role of Financial Advisors in Wealth Management

Financial advisors are professionals with the knowledge and expertise to help individuals make informed decisions about their money, investments, and financial future.

Maximizing the Benefits of Cashback Rewards Programs

Cashback rewards are highly appealing due to their flexibility and simplicity. These rewards involve giving customers a percentage of the transaction amount, typically ranging from 1% to 5%.

Estate Planning: Securing Your Legacy Through Trusts and Wills

In their lifetime, people spend time planning the financial security and stability of themselves and their families. However, what happens to all their wealth when they are no more? 

What Is a Bank Guarantee and How Does It Work?

Imagine a world where businesses could operate with complete faith in the fulfilment of contractual obligations, even when dealing with new partners. This is made possible by an essential financial tool - the bank guarantee.

Difference between Cash Credit and Overdraft

Cash Credit is a short-term loan given to businesses and companies to meet their daily operating expenses. Overdrafts permit current account holders to withdraw or issue cheques despite low or even negative balances up to a certain limit. 

How to get Federal Bank Account Statement?

A bank account statement outlines all the transactions and activities that have occurred within a specific bank account for a certain period of time. Learn about various ways to get your Federal Bank account statement.

Benefits and Limitations of Using Demand Drafts for Financial Transactions

Demand drafts are a popular form of payment for various financial transactions. This article explores the benefits and limitations of using this payment method, from the security and reliability it offers to its wide acceptance and trackability. 

The Importance of KYC in Banking

KYC or Know Your Customer is a crucial process implemented by banks and financial institutions to verify and authenticate the identity of their customers. Read more to understand the process, its importance, and its role in preventing frauds. 

The Basics of Cheques: Understanding How They Work

Cheques have been a widely used form of payment for many years. Explore more about the basics of cheques, the various components involved and the security features that come with a cheque.

The importance of Safe Deposit Lockers

In an increasingly uncertain world, safeguarding one's valuable possessions has become more crucial than ever. Safe deposit lockers provided by financial institutions offer an enhanced layer of security and peace of mind. 

Forms 15G and 15H: Choosing the Right Form for Tax Exemptions

In India, Forms 15G and 15H are frequently utilized for tax exemption purposes, enabling filers to evade TDS (tax deducted at source) through their submission under certain conditions. Learn more about these forms.

Types of Cheques: Exploring Different Varieties

Cheques come in various types, each with its specific features and uses. Read this post to explore the different types of cheques, including bearer, order, crossed, and post-dated cheques. 

Choosing a Safe Deposit Locker: Factors to Consider

When it comes to safeguarding one's valuable possessions, choosing the right safe deposit locker is crucial. With numerous options available, it's essential to consider certain factors to ensure security, convenience, and peace of mind. 

NEFT vs RTGS: Which Electronic Payment System is Best?

NEFT and RTGS are both popular electronic payment systems in India, but they differ in terms of settlement speed, transaction fees, and minimum transfer amounts. 

The Rise of Anywhere Banking: Convenience at Your Fingertips

Anywhere banking (AWB) has revolutionised the way people conduct financial transactions. This article explores the concept of anywhere banking and the evolution from traditional to digital banking.

Positive Payment System Explained

A positive pay system (PPS) ensures that a cheque issued by an account holder is transferred correctly. This process includes reconfirming cheque details with receiving banks for cheques of large values and is done online.

How to detect fake notes?

You can identify a forged note if you know about the security features present in a genuine Indian currency note. The unique security features implemented for each denomination will help you to identify whether a currency note is genuine.

Should you invest in Sovereign Gold Bonds (SGB) ?

A sovereign gold bond (SGB) is a security issued by the Government of India. It is suitable for investors who are looking to invest in gold, but do not want the inconvenience of holding physical gold.

NRE V/s NRO Accounts

Non-Residential External (NRE) and Non- Resident Ordinary (NRO) Accounts are the two types of accounts that NRI customers can open. Learn more about difference between NRE and NRO accounts.

What is KYC in Banking

KYC means "Know Your Customer". It is a process by which banks obtain information about the identity and address of the customers. The KYC procedure is to be completed by the banks while opening accounts and also periodically update the same.

Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances

In tune with the guidelines issued by RBI, the Bank has issued clarifications on Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances.

What are the DTAA Benefits for NRO Fixed Deposits

Double Taxation Avoidance Agreement (DTAA) is an agreement entered by India with various countries by which customers can enjoy concessional rate of TDS, providing a higher yield as compared to the regular NRO FD offered today.

Demystifying Form 15G and Form15H: Understanding Tax Exemptions

Form 15G and Form 15H are commonly used by individuals in India to get tax exemptions on their income. Read on to get an overview of Forms 15G and 15H as well as the eligibility criteria, conditions, and the submission process.