Business Loan


Are you an Entrepreneur looking for business growth? Are you planning to start a new manufacturing/processing /trading/service related business or want to expand an existing unit? Do you intend to purchase commercial vehicle for your business or hire vehicles on lease? Do you own a commercial property in a prominent locality and want to avail loan against future rent receivables? 

With Federal Bank Business Loans, all your business dreams can become a reality. Avail hassle free loans as per needs of your business.


Federal Insta Loans, Know more.
Business loans against property
GSTR based loans
Quick business loans against Gold/ Deposits/ Other liquid securities
Rent securitization loans against your rent receivables
Business Vehicle Loans
Term Loans / Demand Loans for funding Working Capital Requirement or for acquisition of fixed assets.


Key Features

Quick loan processing & approval
Hassle free balance transfer of loans,  based on repayment track
Simple assessment norms
Longer repayment period up to 120 months
Flexible repayment options
Attractive Interest Rates
Low margin requirements on securities
Fresh loans/Takeovers/Reimbursement of expenses

Facilities Offered

Working Capital or Non-funded limits

For procurement of stock, financing against receivables, meeting advertisement expenses. Overdraft/Cash Credit/Term Loans /Demand Loans/Bank Guarantee/Letter of Credit for meeting working capital requirements.

Term Loan

For purchase of fixed assets, machinery, equipment etc and construction of office building/factory, godown, furnishing, interior decoration etc.

Demand Loan

For meeting general administrative expenses.

How to apply

Who can apply

  • Individuals, Self-employed professionals

  • Firms- Proprietorship /Partnership/LLP/Companies

  • Any other legal entity engaged in manufacturing / Service /Trading, excluding NBFCs/Chit Companies/Real estate/Export Credit 

To avail the loan, you can choose any of these:


Documents Required

  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card)
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
  • Bank Account Statement (latest 12 months)
  • Proof of continuation (ITR/ Trade license /Establishment /Sales Tax certificate)
  • Income Tax/GSTR/ Sales tax returns of proprietor/partners/firms/companies, wherever applicable.
  • Audited/Unaudited financial statements as applicable for the past two years, in case of existing units.
  • Projected financial statements
  • Copy of license/NOC from local body or license from the competent authority for running the business.
  • Other documents may be requested as per individual/product requirements.

Repayment options

Repayment of the loan is made as Equal Monthly Instalments/EMI/Graded.

You can use any one of the ways to repay the loan: 

·         Cheques

·         Standing instructions at your branch

·         FedNet - Internet Banking

·         NACH

·         Mobile Banking

Rates and Fees

Please visit the Interest Rates page for details

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