Get the money you need when FEDERAL GOLD LOANS


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Federal Gold Loans

Get the money you need when you need it! Your perfect banking partner offers you instant cash against gold at low interest rates. 

  • Features & Benefits
  • Gold Loan Eligibility
  • How to apply ?
  • Documents Required
  • Loan Amount
  • Repayment options
  • Rate Per Gram
  • Interest Rates on Gold Loan & Charges
  • Doorstep Gold Loans
  • Digi Gold Overdraft
  • Fed Smart Saver Gold Loan
  • Instant sanction and hassle free processing
  • Low rates of interest
  • Minimal Paper work and quick disbursement
  • Convenient repayment and flexible tenure
  • Higher Per Gram Rates
  • No Hidden Charges 
  • Security for the loan will be pledge of 22 ct. gold ornaments
  • Any Individual can avail Federal Gold Loan
  • Can be availed for personal, business and agricultural purposes
  • To avail the loan, please visit any of our branches

If you are an existing customer, no extra documents are needed.

If you are a new customer, following documents are required:

  • Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License/PAN Card)
  • Recent Passport size photograph
  • Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
  • Minimum: Rs 1,000
  • Maximum: Rs 150 Lacs

Flexible repayment options – lumpsum, EMI

Maximum amount per gram is up to 75% of the gold price for General Gold Loans.

  • You can avail Gold loans from Federal Bank at interest rates as low as 6.99% onwards
  • Please visit the Interest Rates page for details
  • For service charges, please click here.



  • Federal Bank in association with various partners offers door step delivery of gold loans.
  1. M/s Rupeek Fintech Pvt Ltd
  2. M/s Oro Corp Technologies Pvt Ltd
  • Get gold loans at the comfort of your home.
  • Hassle-free disbursement and release at the comfort and convenience of home.
  • Available in selected cities:
  1. M/s Rupeek Fintech Pvt Ltd – Mumbai, Chennai, Coimbatore, Bangalore, Hyderabad, Jaipur, Surat, Ludhiana, Indore, Lucknow,  Chandigarh, Pune, Ahmedabad, New Delhi, Kolkata, Rajkot, Vijayawada, Mysore.
  2. M/s Orocorp Technologies Pvt Ltd – Chennai.
  • Please visit below link for more details:
  3. Please visit our Grievance Redressal portal to lodge complaints if any.  

With Digi Gold Overdraft scheme, pledge the gold with the bank, your gold will be stored safely & you can withdraw up to 72% of the value of the gold whenever you are in need of funds.

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We are pleased to present to you the lowest interest rate among all of our gold loan schemes, which is only 7.95 percent. 

  • No monthly interest demand. ( Bullet repayment – on due date).
  • No Penal Interest

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