Credit Card EMI - Features & Benefits

Welcome to the Convenient EMI Facility on your Federal Bank Credit Card! 

Buy now and enjoy the benefits of paying at your convenience with our EMI facility. With this feature, you can effortlessly convert your purchases into easy EMIs, allowing you to spread the payments over a flexible tenure ranging from 3 to 24 months.


Flexible Repayment Tenures

Choose a repayment tenure that suits your convenience, ranging from 3 months to 24 months.


No Down Payment

Start repaying your purchases without the burden of making any down payment.


Hassle-free Automatic EMI Conversion

Your transactions will be automatically converted into EMIs, ensuring a seamless experience for you.


Attractive Cashbacks & Instant Discounts

Benefit from attractive cashbacks and instant discounts on select merchants and brands.

No Pre-closure charges

You can pay off your Credit Card EMI Balance in full at anytime without having to pay any additional fees.

No blocking of amount in account

You can avail Credit Card EMIs without blockimg the entire amount in your account.


Don't miss out on the opportunity to make your purchases more convenient and affordable with the Federal Bank Credit Card EMI facility. Start enjoying the flexibility of payments today!

If you have any further queries or need assistance, please feel free to reach out to our dedicated customer support team.

Rates & Charges

Check out the Fees & Charges, including the applicable interest rates, by visiting the 'Interest Rates Applicable' section in the Terms & Conditions.

EMI Calculator

Use our Credit Card EMI Calculator to estimate your monthly instalment payments conveniently.

Calculate EMI