Packing Credit Limit (PCL)


Packing Credit Limit (PCL) is provided to an exporter for financing the purchase, processing, manufacture or packing of goods prior to shipment /working capital expenses.
Period of the facility is based on Export Cycle up to 6 months(180 days)
Applicant shall be an Exporter and all Corporates having turnover of Rs.500 Crores and above are eligibile to avail PCL.


  • Hypothecation / extension of Hypothecation charge over the underlying current assets.
  • Extension of charge over Fixed Assets
  • Additional tangible security such as immovable properties / bank deposits etc. 
  • Personal guarantee of proprietors / partners / promoters
  • Corporate guarantee 

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