Mr. K. M. Chandrasekhar

Part Time Chairman

The Federal Bank Limited

Mr. K.M. Chandrasekhar is an Independent Director of our Board. He was the Vice Chairman of Kerala State Planning Board, with Cabinet Rank. He is also the President of Sree Chitra Thirunal Institute of Medical Sciences and Technology-Trivandrum, Chairman of Centre for Development Studies-Trivandrum and Member of Committee on Innovative Collaborations set up by Government of India.. He entered the Indian Administrative Service in 1970. Prior to that, he did B.A (Honours) in Economics and M.A. in History from St. Stephen's, College, University of Delhi. After entering Government Service, he got the degree of M.A. in Management Studies from the University of Leeds in United Kingdom. He spent the first 25 years of his career in Kerala, holding positions as Managing Director of the State Civil Supplies Corporation, District Collector, Idukki, Director of Fisheries, Principal Secretary (Industries) and Principal Secretary (Finance). In 1996, he left Kerala on Central Government deputation and rose to the highest position that any Indian civil servant can occupy, that of Union Cabinet Secretary. As Cabinet Secretary, he was the Head of all the Civil Services in India and reported directly to the Prime Minister of India. He retained that position for a full four years, a tenure that has not been matched by any other officer during the last 40 years. He retired from Government Service in 2011 at the age of 63, having served Government for 41 years. He also served as Joint Secretary in the Key Trade Policy Division of the Ministry of Commerce, Union Revenue Secretary, Deputy Chief of Mission in the Embassy of India, Brussels and the Ambassador and Permanent Representative of India in the World Trade Organization in Geneva. It was he who introduced for the first time, the Performance Management and Evaluation System in the offices of Government of India. He has considerable management experience having been associated – as Chairman, Managing Director or Member of the Board of Directors – with more than 40 companies in the public, joint and private sector. He has written several articles and presented papers. He has also been consultant to the Commonwealth Secretariat and to the UN Food and Agriculture Organization.

Mr. Shyam Srinivasan

Managing Director & CEO

The Federal Bank Limited

Shri Shyam Srinivasan took charge as the Managing Director & CEO of Federal Bank on 23rd September 2010. He joined Federal Bank, equipped with the experience of over 20 years with leading multinational banks in India, Middle East and South East Asia, where he gained significant expertise in retail lending, wealth management and SME banking.

Shri Shyam Srinivasan is an alumnus of the Indian Institute of Management, Kolkata and Regional Engineering College, Tiruchirapally. He has completed a Leadership Development Program from the London Business School and has served on the Global Executive Forum (the top 100 executives) of Standard Chartered Bank from 2004 to 2010.

At Federal Bank, he has been instrumental in implementing various path-breaking initiatives which include : Increasing the presence and visibility of the Bank to a national level; creating an inherent capability within the Bank to reinvent and re-implement processes - especially the customer-critical ones, initiating the Total Quality Management Journey of the Bank, focusing on under-writing quality at every stage right from credit selection, incubating the human resource potential of the Bank and so on. He continues his mission to create a culture of Ethics and Excellence in the Bank, which he so believes in.

An administrator of national eminence, he holds key positions in the Industry as follows:

• Chairman of IBA Committee on Member Private Sector Banks.
• Member of the committee on Financial Sector Legislative Reforms set up by Reserve Bank of India.
• Past Chairman of Kerala State Council of Confederation of Indian Industries.
• Honorary fellow & governing council member of Indian Institute of Banking and Finance
• Chairman of Policyholder Protection Committee of IDBI Federal
• Alternate Chairman in the following committees of the Indian Bank's Association:
  • Committee on Risk Management and Basel Implementation
  • Agro Business and MSME

He has been conferred upon the following awards and recognitions in the recent past:

• Exemplary Leadership Award from the Rotary Club
• Rashtriya Udyog Ratna Award instituted by the NEHRDO
• The Greatest Corporate Leaders Of India Award given away by the World HRD Congress

Mr. Nilesh Shivji Vikamsey

Director

The Federal Bank Limited

Mr. Nilesh Shivji Vikamsey is a Chartered Accountant by profession, and holds a Diploma in Information System Audit and was also associated with Business Consultancy Studies Course of Bombay Chartered Accountants Society jointly with Jamnalal Bajaj Institute of Management Studies. He is the senior partner of Khimji Kunverji & Co, Chartered Accountants, a firm which has over 75 years of experience in the areas of Auditing, Taxation, Corporate & Personal Advisory Services, Business & Management Consulting Services, due diligence, valuations, inspections, and investigations. Currently he is the President  of Institute of Chartered Accountants of India (ICAI). He has also acted as a Speaker/Chairman at various seminars, meetings, lectures held by various Committees. He is a director in India Infoline Holdings Limited, TruNil Properties Pvt Ltd., SBI Life Insurance Company Ltd. and Navneet Education Ltd., Apart from being contributor to various articles, he has been managing audits/consultancy of large nationalized banks, Foreign Banks (Indian Operations), Large Listed Public & Private Limited Companies.

Mr. Dilip Gena Sadarangani

Director

The Federal Bank Limited

Mr. Dilip Gena Sadarangani was co-opted on to the Board of the Bank at its meeting held on 04.06.2013 as an Independent Director. He has wide experience in Banking/Technology/Operations, and includes management, maintenance and support of IT software projects as well as IT operations. He has developed and put in place processes and IT policies and continuity plans in three leading Banks in India, Australia and Kuwait.

Mr. Dilip Gena Sadarangani holds a Bachelor of Science (Hons) degree from University of Bombay. He also holds a post graduate diploma in Computer management from Jamnalal Bajaj Institute of Management, University of Bombay. He has developed Business-Technology strategies for ANZ Grindlays Bank, Standard Chartered Bank (SCB), India, Gulf Bank, Kuwait and Man Power, Asia Pacific. He was a key member of the Global Leadership team in ANZ Bank (Australia), Standard Chartered Bank (India & Global), Gulf Bank (Kuwait and Manpower Inc (Asia Pacific & Global). He was also a Core member of the team which automated the first 50 branches of one of the largest financial institutions in the world –State Bank of India.

Mr. Harish H Engineer

Director

The Federal Bank Limited

Shri. Harish H Engineer is a Science graduate from Bombay University and holds a Diploma in Business Management from Hazarimal Somani College, Mumbai. Shri. Harish has been associated with HDFC Bank since 1994 in various capacities and was also the Executive Director on the Board of HDFC Bank responsible for Wholesale Banking including International Banking. He has over 43 years of experience in the fields of Finance and Banking.

Prior to joining HDFC bank Shri. Harish H Engineer worked with the Bank of America for 26 years in various areas including operations and corporate credit management. During his stint with Bank of America he worked in various locations like Hong Kong, Los Angeles, London, Singapore, Thailand and Indonesia.

Smt. Grace Elizabeth Koshie

Director

The Federal Bank Limited

Smt. Grace Elizabeth Koshie, a postgraduate in Economics with specialization in the area of Econometrics and Monetary Economics from Bombay University, joined Reserve Bank of India in the year 1976 as a Direct Recruit in Grade B. She also holds a PG Diploma in Higher Education and is a Certified Associate of Indian Institute of Bankers. Before joining Reserve Bank, she had worked as a lecturer in Sophia College, Mumbai. As Secretary to the Central Board of the Reserve Bank of India she was responsible for central bank governance and related compliance matters, matters connected to the Meetings of the Central Board and its Committee, and other senior management meetings. Smt. Koshie carries with her rich and varied experience of over 36 years of central banking in the Reserve Bank of India. Smt. Koshie also held the charge of the Foreign Exchange Department in RBI Central Office from 2001-2004 Smt. Koshie had earlier served as RBI nominee Director on the Boards of Dena Bank and Corporation Bank.

Smt. Shubhalakshmi Panse

Director

The Federal Bank Limited

Smt. Shubhalakshmi Panse has 38 years experience in the field of Banking, particularly in Corporate Credit appraisal, Credit Monitoring, NPA management, Planning, Project appraisal and also in Economics, Finance and Information Technology. She is the former Chairman & Managing Director of Allahabad Bank. Smt. Panse was also the Executive Director of Vijaya Bank for two and half years, managing all the portfolios of that bank.

Smt. Shubhalakshmi Panse is a post graduate in Science and holds D.B.M. (Diploma in Business Management) & MMS (Masters in Management Sciences with specialization in Financial Management) from Pune University. She also holds an M.B.A. (Masters in Business Administration) with specialization in Bank Management from Drexel University, USA. She is also a Certified Associate of Indian Institute of Bankers.

She was the member of the committee appointed by RBI on Corporate Governance and the Chairman of the committee set up by IBA on Cheque Truncation System- National Archive. She is also the Chairman of the Quality Review Board of Indian Institute of Actuaries appointed by Government of India.

She has also undergone many trainings and courses at various prestigious institutes, like NIBM-Pune, ASCII-Hyderabad, BTC RBI-Mumbai, JNIDBI-Hyderabad, MDI Gurgaon, MEFTEC Bahrain, European School of Management London, UK & Paris France, Bank of International Settlement Basle, Switzerland etc.

Mr.C Balagopal

Director

The Federal Bank Limited

Mr.C Balagopal was co-opted on the Board of the Bank on 29.06.2015. He is a post graduate in Economics from Madras University. He then joined the Indian Administrative Service in 1977 and worked in various posts in Manipur and Kerala. He resigned from the IAS in 1983, to set up a company to manufacture indigenously developed biomedical devices for the first time in the country. This came to be known as Terumo Penpol Ltd. and is one of the biggest manufacturers and exporters of blood bag systems in the world. He sold his shareholding in the company to Terumo Corp. of Japan and has retired.

Mr. Balagopal, is involved in mentoring and investing in startup ventures, community development activities and writing. He is a mentor at the Medical Technology Business Incubator, SCTIMST. He has written a book 'On a Clear Day You Can See India 'published by Harper Collins. His second book "The View from Kollam: A Day In The Life Of A Sub-Collector" will be released by the same publisher shortly. He is a sought after speaker on subjects ranging from business, healthcare and public health, entrepreneurship, and contemporary affairs.

He is the Chairman of Mobilexion Technologies Pvt. Ltd., a startup enterprise engaged in medical device development, and a Director of Enter Technologies Pvt. Ltd. He is a Charter member and first President of TiE Kerala. He is also a member of Ethics Committee of Rajiv Gandhi Center for Biotechnology, Investment Promotion Board of Kerala, and the Technology Development Council of Sree Chitra Tirunal Institute for Medical Science & Technology. He has won many awards and accolades which includes National R&D Award for successful commercialization of Indigenous Technology by Ministry of Science &Technology, Outstanding Entrepreneurship award from KSIDC, Management Leadership Award of Trivandrum Management Association and National Exports Awards every year from 1994-95 onwards.

Mr. Ashutosh Khajuria

Executive Director

The Federal Bank Limited

Mr. Ashutosh Khajaria has been appointed as Executive Director and CFO of the Bank. He is a Graduate in Science and Law and also a Post Graduate in Economics. He has been working as President – Treasury in our Bank since 2011.

He has over thirty years of banking experience, having worked in SBI, IDBI Bank Ltd., and had handled forex business, international banking, corporate credit etc. thereat. He is presently a Director in FIMMDA. He is an expert in treasury operations and has featured regularly in various television channel discussions and is also a regular invitee as panelist on various topics in Industry level conferences.

Mr. Ganesh Sankaran

Executive Director

The Federal Bank Limited

Mr. Ganesh Sankaran has taken charge as the Executive Director in charge Wholesale Banking of Federal Bank on 16th September 2015. He is an alumnus of VJTI Mumbai and also has a Masters degree in Business Administration from Symbiosis Institute of Business Management. He also attended a summer school program at IIM Ahmedabad.

He brings banking experience of over 20 years across Relationship and Risk functions. He has top quality exposure in building corporate relationships and providing strategic direction for managing credit risk across diverse verticals. He was a senior leader in wholesale banking at HDFC Bank and was responsible for managing the balance sheet and profitability for the corporate bank as well as influencing and driving strategic initiatives. He brings firsthand experience to risk dimensions in several key domains such as SME, commercial transportation, agriculture lending, microfinance and sustainable livelihood, large ticket retail lending, risk intelligence & control etc.

At Federal Bank, he will be in charge of creating a robust Wholesale bank as well as bringing senior leadership strategy insight in building a high quality franchise. He is expected to play a significant role in the organization vide maximization & optimization initiatives, for enhancement of stakeholders value.

Mr. Shyam Srinivasan

Managing Director & CEO

The Federal Bank Limited

Shri Shyam Srinivasan took charge as the Managing Director & CEO of Federal Bank on 23rd September 2010. He joined Federal Bank, equipped with the experience of over 20 years with leading multinational banks in India, Middle East and South East Asia, where he gained significant expertise in retail lending, wealth management and SME banking.

Shri Shyam Srinivasan is an alumnus of the Indian Institute of Management, Kolkata and Regional Engineering College, Tiruchirapally. He has completed a Leadership Development Program from the London Business School and has served on the Global Executive Forum (the top 100 executives) of Standard Chartered Bank from 2004 to 2010.

At Federal Bank, he has been instrumental in implementing various path-breaking initiatives which include : Increasing the presence and visibility of the Bank to a national level; creating an inherent capability within the Bank to reinvent and re-implement processes - especially the customer-critical ones, initiating the Total Quality Management Journey of the Bank, focusing on under-writing quality at every stage right from credit selection, incubating the human resource potential of the Bank and so on. He continues his mission to create a culture of Ethics and Excellence in the Bank, which he so believes in.

An administrator of national eminence, he holds key positions in the Industry as follows:

• Chairman of IBA Committee on Member Private Sector Banks.
• Member of the committee on Financial Sector Legislative Reforms set up by Reserve Bank of India.
• Past Chairman of Kerala State Council of Confederation of Indian Industries.
• Honorary fellow & governing council member of Indian Institute of Banking and Finance
• Chairman of Policyholder Protection Committee of IDBI Federal
• Alternate Chairman in the following committees of the Indian Bank's Association:
  • Committee on Risk Management and Basel Implementation
  • Agro Business and MSME

He has been conferred upon the following awards and recognitions in the recent past:

• Exemplary Leadership Award from the Rotary Club
• Rashtriya Udyog Ratna Award instituted by the NEHRDO
• The Greatest Corporate Leaders Of India Award given away by the World HRD Congress

Mr. Ashutosh Khajuria

Executive Director

The Federal Bank Limited

Mr. Ashutosh Khajaria has been appointed as Executive Director and CFO of the Bank. He is a Graduate in Science and Law and also a Post Graduate in Economics. He has been working as President – Treasury in our Bank since 2011.

He has over thirty years of banking experience, having worked in SBI, IDBI Bank Ltd., and had handled forex business, international banking, corporate credit etc. thereat. He is presently a Director in FIMMDA. He is an expert in treasury operations and has featured regularly in various television channel discussions and is also a regular invitee as panelist on various topics in Industry level conferences.

Mr. Ganesh Sankaran

Executive Director

The Federal Bank Limited

Mr. Ganesh Sankaran has taken charge as the Executive Director in charge Wholesale Banking of Federal Bank on 16th September 2015. He is an alumnus of VJTI Mumbai and also has a Masters degree in Business Administration from Symbiosis Institute of Business Management. He also attended a summer school program at IIM Ahmedabad.

He brings banking experience of over 20 years across Relationship and Risk functions. He has top quality exposure in building corporate relationships and providing strategic direction for managing credit risk across diverse verticals. He was a senior leader in wholesale banking at HDFC Bank and was responsible for managing the balance sheet and profitability for the corporate bank as well as influencing and driving strategic initiatives. He brings firsthand experience to risk dimensions in several key domains such as SME, commercial transportation, agriculture lending, microfinance and sustainable livelihood, large ticket retail lending, risk intelligence & control etc.

At Federal Bank, he will be in charge of creating a robust Wholesale bank as well as bringing senior leadership strategy insight in building a high quality franchise. He is expected to play a significant role in the organization vide maximization & optimization initiatives, for enhancement of stakeholders value.

Ms. Shalini Warrier

Chief Operating Officer

The Federal Bank Limited

Ms. Shalini Warrier has taken charge as Chief Operating Officer (COO) of the Bank on 02nd November 2015. Ms. Shalini Warrier is a member of the Institute of Chartered Accountants of India and was the First Rank Holder in 1989. She is also a Certified Associate of Indian Institute of Bankers.

Having more than 25 years of banking experience working with Standard Chartered Bank in multiple disciplines across various geographies that include India, Brunei, Indonesia, Singapore and United Arab Emirates, Ms. Warrier was the CEO and Head of Consumer Banking of SCB in Brunei. She brings first hand global experience in Branch Banking, Process Management, Service Quality and Client Experience, Project Management, Operations, Technology, and Compliance with special emphasis on Client Due Diligence and Anti Money Laundering.

The COO will be in charge of spearheading the digital strategy and enhancing operational excellence through automation and digitalization designed to improve client experience, while at the same time focusing on optimizing cost of delivery. Ms. Shalini Warrier will play a key role in all initiatives designed to deliver greater value to stakeholders.

Mr. Sumit Kakkar

Chief Credit Officer

The Federal Bank Limited

Shri. Sumit Kakkar has joined Federal Bank as Chief Credit Officer effective from August 29, 2016. Prior to Joining Federal Bank, Mr. Kakkar was with Yes Bank where he was the Group President and Chief Credit Officer overseeing Corporate, Institutional and Commercial Banking. Before his stint at Yes Bank, he was with HDFC Bank as its Senior Vice President and Head of Credit Risk for mid market segments. Mr. Kakkar is a seasoned credit specialist who has donned various senior level roles in leading organizations over a career spanning twenty years.

Mr. Girish Kumar Ganapathy

Company Secretary

The Federal Bank Limited

Mr. D Sampath

Executive Vice President

The Federal Bank Limited

Mr. D Sampath heads the Network 2 of the Bank, comprising of all offices outside Kerala. Mr Sampath is a Post Graduate in Statistics from Madras University and a Certified Associate of Indian Institute of Bankers, Mumbai. He has over 34 years of banking experience in different facets including Branch Banking, Credit, Retail & Merchant Banking. Immediately before assuming the present role, he had successfully donned the role of CFO while being in charge of Planning, Finance, Banks Assets etc. He is also a key member in many senior Management Committees of the Bank.

Mr. Jose V Joseph

Executive Vice President

The Federal Bank Limited

Shri. Jose V Joseph, Executive Vice President is heading Bank's Network1 which comprises 600 branches spread across the state of Kerala. A seasoned banker with significant experience both at field and in administrative and corporate offices spanning over 40 years, he has left a deep imprint on all the positions he has held by dint of his passion for raising the bar and redefining the roles. He was in charge of Bank's key Corporate & Institutional Banking Dept. at Mumbai from 2013 till he took over as Head, Network1 on 1 Dec. 2016. A person known for his strong inter-personal skills and result-oriented approach, he contributes immensely to Bank's strategy and policy formation.