KVS Manian

Managing Director & CEO

The Federal Bank Limited

KVS Manian, the newly appointed Managing Director & CEO of Federal Bank Ltd, brings with him a wealth of experience, having spent over two and a half decades in pivotal leadership roles at Kotak Mahindra Bank Ltd. His tenure at Kotak was marked by instrumental contributions to the bank's growth, including its transformation from a Non-Banking Financial Company (NBFC) to a leading private sector bank in India.

In his previous role , Mr.Manian spearheaded Corporate, Institutional, and Investment Banking, along with Wealth Management. Under his leadership, these businesses achieved a high-quality, integrated, and profitable franchise, with the Corporate Bank growing significantly in both size and profitability, while maintaining best-in-class asset quality. The Investment Banking, Institutional Equities, and Wealth Management businesses have also retained their leadership positions under his stewardship. His focus on technology upgrades has further strengthened Kotak's transaction banking capabilities.

Before transitioning into corporate banking, Mr.Manian scripted significant successes in retail banking as well. As President of Consumer Banking, he was instrumental in growing the bank from a single branch to over 600 branches and 1,000 ATMs nationwide in just 10 years. He established Kotak's Retail Liability business from scratch and later managed the entire Consumer Banking division. 

Mr.Manian is an electrical engineer from IIT (BHU) – Varanasi, holds a Postgraduate degree in Financial Management from Jamnalal Bajaj Institute of Management Studies, Mumbai, and is a qualified Cost and Works Accountant.
 

A P Hota

Part Time Chairman & Independent Director

The Federal Bank Limited

Mr. A.P. Hota has banking experience of over 27 years in Reserve Bank (mostly in technology and payment systems) from 1982 – 2009. While at Reserve Bank of India, he served as Nominee Director to the Board of Vijaya Bank and subsequently Andhra Bank.

He was the architect of NPCI and served as its Managing Director (MD) and Chief Executive Officer (CEO) between 2009- 2017. He completed his master’s degree in literature from Sambalpur University and is a Honorary Fellow of the Indian Institute of Banking and Finance.

Mr. A P Hota was appointed as Independent Director of The Federal Bank Limited w.e.f. January 15, 2018.

Siddhartha Sengupta

Independent Director

The Federal Bank Limited

Siddhartha Sengupta is a seasoned banker with rich experience and has worked in various leadership positions in India and abroad. He has over 36 years of banking experience with State Bank of India. He was the Chairman of the Board of 5 overseas subsidiaries of SBI.  The last position he held in SBI was Deputy Managing Director – International Banking. He represents SSI, Risk Management and Banking sectors on the Board of Federal Bank

CA Manoj Fadnis

Independent Director

The Federal Bank Limited

CA Manoj Fadnis is the founding partner of Fadnis  & Gupte , Chartered Accountants. He was elected as the President of Institute of Chartered Accountants of India (ICAI) for the year 2015-16. During 2010-13, he was the chairman of Accounting Standard Board (ASB) of ICAI. He spearheaded the process of the formulation of Indian Accounting Standards converged with the International Financial Reporting Standards. He was the President of Confederation of Asian and Pacific Accountants from 2017 to 2019. He was member of Small and Medium Practices Committee (SMPC) of International Federation of Accountants (IFAC) from 2016-18. He is also on the Board of various companies

Sudarshan Sen

Independent Director

The Federal Bank Limited

Sudarshan Sen has varied experience of over 36 years working in the RBI in the areas of Banking, Finance and Risk Management. He has rich experience as a central banker and in the field of bank supervision and regulation. He holds an MBA in International Banking and Finance from the University of Birmingham, UK. He was elevated to the post of Executive Director of RBI in the year 2016.

Varsha Purandare

Independent Director

The Federal Bank Limited

Varsha Purandare has a varied experience of 36 years in credit, forex, treasury, capital markets, investment banking, SSI and private equity businesses of State Bank of India (SBI) & SBI Capital Markets Ltd (SBICAPS) across geographies domestic & globally. She also served various Boards & Committees of several businesses of SBI and other institutions. She was also the former MD & CEO of SBI Capital Market Limited. She was the Deputy Managing Director and Chief Credit Officer/ Chief Risk Officer (CCO/CCRO) of State Bank of India (“SBI”), from May 2014 to November 2015. Presently, she also serves as an Independent Director on the Board of various companies.

Sankarshan Basu

Independent Director

The Federal Bank Limited

Sankarshan Basu is a professor of quantitative finance and risk management at IIM Bangalore. He has been involved in teaching, research, consulting and academic administration for more than 19 years covering areas in finance, financial markets, financial products, banking, clearing and settlement, risk management etc. He has specialisation in statistics and has been a Board member of The Clearing Corporation of India Limited, Bilcare Limited, BgSE Properties and Securities Limited and Bangalore Stock Exchange Limited. 

Ramanand Mundkur

Independent Director

The Federal Bank Limited

Ramanand Mundkur is a graduate from National Law School of India University having over twenty years of international work experience. He has worked as tax and legal practitioner with the global consulting firm Arthur Andersen till December 1997. Thereafter, he joined United Nations Compensation Commission in Geneva as a lawyer and assisted the UN Commission in assessing compensation to banks/ companies/ business that suffered losses due to first gulf war and worked with UN Commission until May 2001. Later, he joined International Monetary Fund in Washington DC in 2002 and worked till 2007 before setting up Mundkur Law Partners firm in 2007. He specializes in providing legal and business advice for mergers and acquisitions, venture capital and private equity investment, securities regulation and insolvency resolution & winding up of companies.

Elias George

Independent Director

The Federal Bank Limited

Mr. Elias George has a bachelor’s degree of Technology in Naval Architecture and Ship Building, University of Kochi, Post Graduate Diploma in Public Administration with specialization in International Economic Relations from the Institute International Administration Publique (IIAP), Paris and assorted short-term Management Development courses in India and the U.S., including the Harvard Kennedy School of Government. He completed his career in the Indian Administrative Service, serving both in various Union Ministries, as well as in the State of Kerala, focusing particularly on infrastructure creation and financing, and running public utilities. After retiring from the IAS, he served in the consulting firm KPMG as a senior partner, heading their vertical handling Infrastructure, Government, and Healthcare, overseeing the work of more than 1000 consultants. Mr. Elias George was the Additional Chief Secretary to the Government of Kerala, CEO of the Kochi Metro Rail project and Chairman of the Unified Metropolitan Transport Authority.

Harsh Dugar

Executive Director

The Federal Bank Limited

Harsh Dugar has assumed the role of Executive Director at Federal Bank, effective June 23, 2023. Prior to this appointment, he served as the Group President and Country Head – Wholesale Banking at the Bank. With an extensive background in Corporate Banking, Capital Markets operations, Institutional Banking, Commercial Banking, Agri, Micro, Rural Banking, Government Business, and Commercial Vehicles/Construction Equipments, Harsh brings a wealth of expertise to his new position.
 
Harsh joined Federal Bank in 2016 as the Country Head for Corporate and Institutional Banking, following a successful 20-year tenure at HDFC Bank. He has garnered considerable experience in Wholesale Banking across diverse geographies. His academic accomplishments include a bachelor's degree with Honors in Accounting & Finance from the University of Calcutta, where he graduated as the University Topper. Moreover, he holds professional qualifications as a CWA (Cost and Works Accountant) and CFA (Chartered Financial Analyst) with All India Rank distinction. In the early stages of his career, Harsh served as a part-time faculty member at ICFAI Business School in Kolkata.

Venkatraman Venkateswaran

Executive Director

The Federal Bank Limited

Thought leader in Finance, Operations and Risk with 35 years of professional expertise (first 12 years in manufacturing and last 23 years in Banking Industry) in Finance & Banking. Currently leading the Financial Reporting & Taxation, Operations, IT, Investor Relations, Corporate Planning, Loan Collection & Recovery, CSR and Credit administration departments of Federal Bank.  

A Chartered Accountant with graduate degrees in Economics and Law and an Executive MBA from Indian Institute of Management, Ahmedabad.

Over the course of his career, he has gained vast experience working with global banks like HSBC and Standard Chartered Bank in: Business Finance, Financial Reporting & Operations, Financial Crime Compliance, Technology & Operations Finance, and support functions in various capacities across multiple geographies.

KVS Manian

Managing Director & CEO

The Federal Bank Limited

KVS Manian, the newly appointed Managing Director & CEO of Federal Bank Ltd, brings with him a wealth of experience, having spent over two and a half decades in pivotal leadership roles at Kotak Mahindra Bank Ltd. His tenure at Kotak was marked by instrumental contributions to the bank's growth, including its transformation from a Non-Banking Financial Company (NBFC) to a leading private sector bank in India.

In his previous role , Mr.Manian spearheaded Corporate, Institutional, and Investment Banking, along with Wealth Management. Under his leadership, these businesses achieved a high-quality, integrated, and profitable franchise, with the Corporate Bank growing significantly in both size and profitability, while maintaining best-in-class asset quality. The Investment Banking, Institutional Equities, and Wealth Management businesses have also retained their leadership positions under his stewardship. His focus on technology upgrades has further strengthened Kotak's transaction banking capabilities.

Before transitioning into corporate banking, Mr.Manian scripted significant successes in retail banking as well. As President of Consumer Banking, he was instrumental in growing the bank from a single branch to over 600 branches and 1,000 ATMs nationwide in just 10 years. He established Kotak's Retail Liability business from scratch and later managed the entire Consumer Banking division. 

Mr.Manian is an electrical engineer from IIT (BHU) – Varanasi, holds a Postgraduate degree in Financial Management from Jamnalal Bajaj Institute of Management Studies, Mumbai, and is a qualified Cost and Works Accountant.

Harsh Dugar

Executive Director

The Federal Bank Limited

Harsh Dugar has assumed the role of Executive Director at Federal Bank, effective June 23, 2023. Prior to this appointment, he served as the Group President and Country Head – Wholesale Banking at the Bank. With an extensive background in Corporate Banking, Capital Markets operations, Institutional Banking, Commercial Banking, Agri, Micro, Rural Banking, Government Business, and Commercial Vehicles/Construction Equipments, Harsh brings a wealth of expertise to his new position.
 
Harsh joined Federal Bank in 2016 as the Country Head for Corporate and Institutional Banking, following a successful 20-year tenure at HDFC Bank. He has garnered considerable experience in Wholesale Banking across diverse geographies. His academic accomplishments include a bachelor's degree with Honors in Accounting & Finance from the University of Calcutta, where he graduated as the University Topper. Moreover, he holds professional qualifications as a CWA (Cost and Works Accountant) and CFA (Chartered Financial Analyst) with All India Rank distinction. In the early stages of his career, Harsh served as a part-time faculty member at ICFAI Business School in Kolkata.

Venkatraman Venkateswaran

Executive Director

The Federal Bank Limited

Thought leader in Finance, Operations and Risk with 35 years of professional expertise (first 12 years in manufacturing and last 23 years in Banking Industry) in Finance & Banking. Currently leading the Financial Reporting & Taxation, Operations, IT, Investor Relations, Corporate Planning, Loan Collection & Recovery, CSR and Credit administration departments of Federal Bank.  

A Chartered Accountant with graduate degrees in Economics and Law and an Executive MBA from Indian Institute of Management, Ahmedabad.

Over the course of his career, he has gained vast experience working with global banks like HSBC and Standard Chartered Bank in: Business Finance, Financial Reporting & Operations, Financial Crime Compliance, Technology & Operations Finance, and support functions in various capacities across multiple geographies.

Divakar Dixit

Group President & Chief Credit Officer

The Federal Bank Limited

Mr Divakar Dixit is presently the Chief Credit Officer of the Bank. He joined the Bank in 2017 as Vice President in the National Credit Hub. Since then, he has played a pivotal role in shaping the Bank's credit policies & strategies.

Johnson K Jose 

Group President - Chief Technology Officer & Controller Fedserv

The Federal Bank Limited

Mr. Johnson K Jose is the Chief Technology Officer of the Bank and the controller of FedServ. He joined Federal Bank on 24th February 1997 as Manager (Systems) and has over 27 years of experience in Information Technology & Operations. He has overseen and directed Federal Operations & Services Limited (FedServ) and the Operations Department prior to the current assignment.
Mr. Johnson K Jose holds a BE in Electronics.

Sanjesh Kumar

Group President & Chief Internal Auditor

The Federal Bank Limited

Sanjesh Kumar is a qualified Chartered Accountant and is a seasoned banker having 25 years of experience in banking with rich experience in credit and Market Risk. Sanjesh Kumar joined our Bank as Vice President-Credit on 24 January 2018 and later assumed the role of Head-Credit (CIB) at the Executive Vice President level before taking up the current assignment.

Kapil Bhatia

Group President & Country Head - CIB

The Federal Bank Limited

Mr. Kapil Bhatia is the Group President & Head of Corporate & Institutional Banking (CIB). With over 20 years of experience in trade finance, credit, and transaction banking, he has previously served as VP & Unit Head – Corporate Banking at HDFC Bank and Associate Director at BNP Paribas. Mr. Kapil Bhatia holds an MBA in Finance, a PG Diploma in Marketing, and a Mini-MBA from Rutgers University, USA.

Lakshmanan V 

Group President & Head - Treasury (Treasurer)

The Federal Bank Limited

Mr. Lakshmanan V is the Group President & Head of Treasury. He joined Federal Bank on 12th April 2018 as Head – Sales (Derivatives & Treasury Products). Before joining Federal Bank, he was the Global Markets Head – Corporate Treasury Sales, India at BNP Paribas. Mr. Lakshmanan earned his Engineering degree from the Indian Institute of Technology, Kanpur, and a Post Graduate Diploma in Management from SP Jain Institute of Management & Research, Mumbai.

Sunil Kumar K N

Group President & Chief Compliance Officer

The Federal Bank Limited

 Mr. Sunil Kumar is currently the Chief Compliance Officer of the Bank. He is a Postgraduate in Law, having more than two decades of proficiency in Banking and Law. He joined Federal Bank on 15th July 2019. He has got vast experience and expertise working with various banking institutions in different capacities. He was also actively associated with many expert committees and working groups constituted by Reserve Bank of India and Government of India. Before joining Federal Bank, he was working at Standard Chartered Bank, Singapore and India.

Virat Sunil Diwanji

National Head, Consumer Banking

The Federal Bank Limited

Virat Sunil Diwanji is a seasoned banking professional with over 30 years of experience in Consumer Banking. He was previously working with Kotak Mahindra Bank as Group President and Head-Consumer Bank and has also worked in Ford Credit and A F Fergusion & Co and also serves on the Board of a few companies as Non-Executive Director/ Independent Director. He holds a Masters in Business Administration and Bachelor of Mechanical Engineering).

Virat is a value-focused, team builder with great vintage invested into Banking domain with a perfect blend of Liabilities and Asset business expertise, covering Retail Branch Banking and Consumer/ Commercial Asset lending. He has played a vital role in launching and establishing specific customer segment businesses and also executed strategies which drove Productivity, Proficiency and Profitability resulting in long term value creation for the clientele and other stakeholders. He is a proven team leader with result-oriented execution tactics using market / product knowledge coupled with strong focus on process, governance and integrity.

Eqbal Manoj 

Executive Vice President & Head - Branch Banking

The Federal Bank Limited

Mr Eqbal Manoj is  the Head of Branch Banking. He Joined the Bank in 1998 as and has experience of 26+ years in various facets of Bank. Prior to his current assignment, he was a Zonal Head and had previously headed the SME Business Department and Planning Department. Mr. Eqbal Manoj holds a BE in Computer Science and a CAIIB qualification.

Damodaran C

Executive Vice President & Chief Risk Officer

The Federal Bank Limited

Mr. Damodaran is presently the Chief Risk Officer of the Bank. He joined Federal Bank on 24th August 1998 as Probationary Officer. He has more than 23 years of experience in various facets of banking which includes Branch Banking, Risk Management, Planning, MIS & Analytics. Mr. Damodaran played a major role in implementation of Basel norms in the Bank. He has more than 13 years of experience in Risk Management covering Market Risk, Credit Risk and Operational Risk. He was heading Planning, MIS & Analytics Department of the Bank, prior to his appointment as Chief Risk Officer of the Bank in May 2021. He is an M.Sc & CAIIB by qualification.

Rajanarayanan N

Executive Vice President & Chief Human Resources Officer

The Federal Bank Limited

Mr Rajanarayanan N is presently the Chief Human Resources Officer of the Bank. He joined the Bank on 7th September 1998 as Probationary Officer. He has more than 25 years of experience in various facets of Banking which includes Branch Banking, Service Quality, Marketing, Investor Relations, Loan Collection & Recovery. He is an MBA & CAIIB by qualification.

Indraneel Ajitkumar Pandit

Executive Vice President & Chief Digital Officer

The Federal Bank Limited

Mr. Indraneel Ajitkumar Pandit is currently the Chief Digital Officer of the Bank. He Joined the Bank on 23rd July 2019 from YES Bank where he was Group Executive Vice President. Prior to that he has worked with multiple organizations including DBS Bank and Standard Chartered Bank.

He was serving as Senior Vice President & Zonal Business Head (CIB) before taking up the assignment of Chief Digital Officer. He holds a graduation in BE Mechanical and post-graduation in MMS.

Kuriakose Conil

Executive Vice President & Country Head - CAD, CRMD & Remedial Management

The Federal Bank Limited

Mr.Kuriakose Conil is presently functioning as Country Head-CAD,CRMD & Remedial Management. He joined Federal bank in 1991 as Officer-Agriculture and has experience of 33 years of experience in various facets of Banking. He started his career as Agriculture Field Officer and has vast experience in Branch Banking across the country. He also worked in Retail Business Department, SME & Agri Business Department, Regional Head, Zonal Head and he was Head of Ernakulam Zone prior to his current assignment. He is a Post Graduate in Agriculture.

Joy P V

Executive Vice President & Country Head – Deposits, Wealth & Banca

The Federal Bank Limited

Mr. Joy P V currently heading Deposits, Wealth & Banca Department of the Bank. He joined Federal Bank in 1993. Worked in various Branches and Departments like IT, Planning, CEO’s Secretariat and Network – II. Headed Mumbai Region, Kottayam Zone and Planning Department prior to his current assignment as Head –Deposits, Wealth & Banca. He is B.Sc graduate completed MSW and CAIIB.

Samir P Rajdev

Executive Vice President & Company Secretary

The Federal Bank Limited

 Mr. Samir P Rajdev joined Federal Bank as Deputy Company Secretary in January 2019. He was elevated to the post of Company Secretary in December 2019. Prior to joining Federal Bank, he has worked with NCDEX, Yes Bank, NSE and ISE. He is a qualified CS and has completed Financial Risk Manager (FRM) certification.

Biju K

Executive Vice President & Chief Vigilance Officer

The Federal Bank Limited

Mr Biju K is presently the Chief Vigilance Officer of the Bank. He joined the Bank on 2nd May 1994 as Probationary Officer. He has more than 30 years of experience in various facets of Banking which includes Branch Banking, Information Technology, Risk Management. He has served as Vice President & CISO   of the Bank, prior to his appointment as Chief Vigilance Officer in August 2022. He is an engineering graduate having relevant certifications in IT Security and is an attendee of Personal Information Management System (PIMS) - Lead Auditor certification programme and also acquired DCPLA certification from Data Security Council of India (DSCI)

Chitrabhanu K G

Executive Vice President & Country Head - Agri, Micro & Rural Banking

The Federal Bank Limited

Mr. Chitrabhanu K G serves as the Executive Vice President and Country Head for Agri, Micro & Rural Banking at the Bank. In this role, he leads the Bank’s strategic initiatives aimed at fostering inclusive growth and enhancing financial access across rural and semi-urban markets, in alignment with the Bank’s vision.

With a distinguished tenure of over 27 years at the Bank, Mr. Chitrabhanu brings a wealth of experience across multiple banking domains. Prior to his current role, he held the position of Executive Vice President and Country Head for Retail Assets and Cards, where he played a pivotal role in expanding the Bank’s retail lending portfolio. His expertise  in the retail business spans more than 14 years. Mr. Chitrabhanu holds a Bachelor's degree in Agriculture and an MBA.

Mahesh R

Executive Vice President & Country Head- Loan Collection & Recovery

The Federal Bank Limited

Mr. Mahesh R serves as the Executive Vice President and Country Head for Loan Collection & Recovery at the Bank. In this role, he leads the Bank’s strategic initiatives in loan recovery, ensuring strong credit discipline and maintaining portfolio health across geographies.

Having joined the Bank in 1996, Mr. Mahesh brings nearly three decades of experience across diverse banking functions. Prior to his current role, he served as Zonal Head in Branch Banking, with his extensive experience spanning key areas including  Retail Business.

Mr. Mahesh holds a Master’s degree in Technology (M.Tech) and is also a Certified Associate of the Indian Institute of Bankers.

Predeep K

Executive Vice President & Country Head - Commercial Banking

The Federal Bank Limited

Mr. Predeep K serves as the Executive Vice President and Country Head for Commercial Banking at the Bank. In this capacity, he leads the strategic growth and development of the Commercial Banking segment, ensuring alignment with the Bank’s  o bjectives and long-term vision.

With over 27 years of service at the Bank, Mr. Predeep brings a wealth of experience across multiple domains. Prior to his current role, he held the position of Zonal Business Head for Corporate & Institutional Banking, where he played a pivotal role in expanding the Bank’s institutional footprint. His career also includes extensive experience in Branch Banking and Human Resources.

Mr. Predeep holds a master’s degree in business administration with a specialization in Human Resources.

Jimson Cherian

Executive Vice President & Head - Credit (CB, BUB, RETAIL, CV/CE & AGRI)

The Federal Bank Limited

Mr. Jimson Cherian serves as the Executive Vice President and Head of Credit for Commercial Banking, Business Banking, Retail, Commercial Vehicles/Construction Equipment, and Agri segments at the Bank. In this role, he leads the Bank’s credit strategy ensuring sound credit practices and sustainable growth.

Having joined the Bank in 1994, Mr. Jimson brings over three decades of banking experience, including more than 12 years in credit functions. His deep domain expertise spans multiple business verticals, enabling him to drive prudent credit decisions aligned with the Bank’s strategic objectives.

Mr. Jimson holds a bachelor’s degree in engineering and has completed multiple certifications in Credit and Information Systems Audit. He is also a Certified Associate of the Indian Institute of Bankers.

Nitin Jalan

Executive Vice President & Head - Credit (CIB)

The Federal Bank Limited

Mr. Nitin Jalan serves as the Executive Vice President and Head of Credit for Corporate & Institutional Banking at the Bank. In this role, he is responsible for overseeing the credit strategy and risk governance for corporate clients.  Mr. Nitin joined the Bank in 2024 bringing with him over 25 years of industry experience. Prior to joining the Bank, he held the position of Executive Vice President at Kotak Mahindra Bank, He holds a master’s degree in  Management, and brings a strong blend of analytical expertise and strategic insight to his leadership role.

Virendra Suryabhan Somwanshi

Executive Vice President & Head – Wealth & Banca

The Federal Bank Limited

Virendra Suryabhan Somwanshi is a highly accomplished, results-driven professional with over 26 years of extensive experience in Private Wealth, Retail Banking, and Financial Services across multiple geographies. He was previously working with Bank of Baroda as Group President and Head, Wealth Management, Capital Markets and NRI Business and has worked with Motilal Oswal Private Wealth, Bank of Baroda Capital Markets Ltd, Citi Bank, DCM Shriram Consolidated Ltd and SKF Bearings India Ltd. He holds a Masters in Business Administration and Bachelor of Mechanical Engineering.

MVS Murthy

Senior Vice President & Chief Marketing Officer

The Federal Bank Limited

Mr. MVS Murthy joined the Bank as Chief Marketing Officer on 06.07.2022 and would be responsible for the functions of Marketing Department. M V S has got vast experience across BFSI in Banks, Insurance, Broking and Mutual Funds namely Ogilvy, Urja Communications, ICICI Bank, Edelweiss, TATA AIG and Tata Mutual Fund. He is a strong CXO level Marketing led Business & Entrepreneurial Leader with an exceptional track-record of building and leading high growth verticals. Prior to joining us, he was Heading – Marketing, Digital & Corporate Communication at TATA AMC.

M V S holds an MBA specialised in Marketing from ITM, Bombay, and has successfully completed a Professional Program in Board Governance from SP Jain School of Global Management.