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Debit Cards Vs Credit Cards

Both Credit Cards and Debit Cards are part of our financial system. They will help you to make convenient purchases in stores as well as online. Know more about differences between Debit Cards and Credit Cards.

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How to choose the right Debit Card?

Various factors such as rewards programmes, fees and security features should be taken into account when selecting the best debit card. By comparing these features, one can select a debit card that best suits their needs and preferences.

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Everything to Know about Card Tokenisation

The online world can be dangerous. One often hears stories of fraud and scams that result in significant financial losses. With Card Tokenisation, banks put up a protective barrier between their account holders and third parties.

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Prevent your Credit Card from unauthorised use

Credit cards are widely used to make online and offline purchases due to their convenience and ease of use. However, the risk of unauthorised transactions and credit card fraud has also increased with the increasing use of credit cards. 

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How to use Credit Cards Wisely ?

Using your Credit Cards wisely is a skill that should be developed by every cardholder to avoid falling into debt traps. To avoid this, we have a list of practical tips that will help in better usage of credit cards.

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How to Apply for Federal Bank Credit Card Online?

Credit cards are an essential part of our lives. Federal Bank offers a range of credit cards that are tailored to suit the needs of different customers. 

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Everything you should know about Add-On Credit Cards

An Add-On Credit Card is an extra credit card issued against an individual’s primary credit card. It is a supplementary credit card, which is helpful for individuals who are students or who have just secured their first job.

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How to use a Debit Card safely and securely?

The convenience that debit cards provide comes with the risks of fraud and identity theft, emphasising the importance of using such cards securely and safely. Learn more about how to avoid debit card frauds and maintain the safety of funds.

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Lost your federal bank card? Here are the ways to block it.

With Federal Bank, there are a few different ways a cardholder can report a problem or block a card. These include using FedMobile(mobile banking), FedNet(internet banking), through an SMS, or through calling a contact centre or visiting a branch.

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Understand the Components of your Credit Card

Familiarise yourself with the various components of a credit card and gain a better understanding of the functioning of a credit card.

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Unlocking the Secret of Credit Card EMI- How to Buy Now and Pay Later

Credit card EMIs have gained popularity, especially for high-end purchases, allowing one to spread payments over time instead of a single upfront payment.

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Credit Card Debt Settlement Process- How it Works

Credit cards have become essential to our lives, and their benefits make them irresistible. Most of the population relies on these plastic cards for most purchases, and if used well, they can add to one’s savings.

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How to pay your Federal Bank Credit Card Bill ?

It important for every Federal Bank Credit cardholder to understand the different modes of paying their credit card bills efficiently to avoid defaulting on the same.

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Key factors that affect your Credit Score

The term 'credit score' has become popular as of late, but not everyone knows what it entails. Let's take a quick look at it. A credit score is a number which shows how trustworthy one is with their money. 

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Everything you need to know about no-cost EMI

No-cost EMI is a financing option that allows customers to make purchases on credit without paying interest or processing fees. It has become increasingly popular in recent years due to the benefits it provides.

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Difference between Cash Credit and Overdraft

Cash Credit is a short-term loan given to businesses and companies to meet their daily operating expenses. Overdrafts permit current account holders to withdraw or issue cheques despite low or even negative balances up to a certain limit. 

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How to Apply for a Car Loan

At Federal Bank, we offer car loans to individuals looking to purchase a new or used car or new two-wheelers. Read on further to understand the eligibility criteria, interest rates, EMI calculation and the application process for the loan.

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Fulfil your child's dream with Education Loans

Wondering what makes the Federal Bank education loan a smart choice for students? A good reason to opt for it is that it comes with flexible repayment options and attractive interest rates. 

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Benefits of applying for Personal Loans

Personal loans have become a popular financing option amongst people. Thanks to technology, applying for and receiving a personal loan is no longer a tedious process. It is easy and convenient to apply for personal loans online!

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How can to get Education Loan for Studies Abroad?

Studying from top universities around the world opens up a plethora of opportunities for students. This can be undoubtedly exciting, but expensive too! Financing education for studying abroad is possible through education loans.

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How changes in gold price affect gold loans ?

Explore the impact of gold prices on gold loans and how fluctuations in these prices can affect borrowers and lenders alike.

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The First-Time Car buyer's guide to choosing an auto loan in India

Getting the right car loan can be overwhelming for first-time car buyers, especially in India, due to the multitude of lenders and loan options available. Leadingly, choosing an appropriate car loan is crucial.

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How to Calculate the Annual Percentage Rate for Loans ?

The annual percentage rate (APR) is essential when obtaining a loan, credit card or other forms of credit. It is a numerical value expressed as a percentage and stands for the yearly cost of borrowing money. 

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Five Must-Know Tips for Home Loan Applicants in India

Applying for a home loan in India can be daunting for many, especially first-time buyers. It is important to understand the basics of home loans, procedures, interest rates, EMI payments etc before taking the plunge.

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Fixed Deposits Vs Cash Certificates- Which is better ?

Fixed deposits (FDs) and cash certificates (CCs) are common choices among investors when it comes to safe investment solutions. There are a few differences that investors should be aware of before making a purchase.

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How To Become A Millionaire In 10 Years

Although being a millionaire can seem like a distant dream, it is possible with the right investment strategy. One can accomplish this task in just 10 years with the help of Federal Bank's Millionaire Federal Savings Fund deposit plan.

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How to earn higher interests with Non-Callable Deposits?

Do you have idle money that you are not using? Are you tired of earning low interest rates on your savings? If so, Federal Bank has the perfect solution for you – Deposit Plus, also known as non-callable deposits.

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Why Investing in Recurring Deposits is a Smart Move

Investing hard-earned money into a safe and reliable option that will offer good returns is always a challenging task. For those who want a steady and secure investment option, Recurring Deposits are an excellent choice.

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Five Investment Mistakes that Should be Avoided

Investing one's money can be an excellent way to grow wealth, but it is essential to do it wisely. While investing, it is essential to remember that the market is unpredictable and returns are not always guaranteed. It is easy to fall into traps or scams.

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Start Saving for Your Child's Future with us

As a parent, it's natural to want the best for your child, including a secure financial future. It is important to invest in kids' plans to provide them with financial protection until they start earning for themselves. 

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Discover the Benefits of Tax-Saving Deposits

Tax-saving deposits can help one save money as well as make money, and they are a great investment choice that not only allows one to reduce their tax liabilities but also provides competitive interest rates on the funds deposited.

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How to open a Federal Bank Savings Account?

Savings accounts can be used for a variety of purposes including emergency savings, short-term savings and accumulating funds for a specific goal. You can open a Savings account with us online or by visiting our branches.

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Benefits of Fixed Deposits: A reliable investment avenue

Fixed deposits provide a secure way to grow one's savings while earning a fixed rate of interest. They offer numerous advantages over other investment options, which makes them a popular choice among conservative investors.

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Safeguarding Your Finances: The Importance Of Identity Theft Protection

Identity theft is a cybercrime where a fraudster gains unauthorised access to an individual's personal information. Learn why identity theft protection is crucial in the digital age. Discover the best practices to safeguard your finances.

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Red Flags to Look Out for in Suspicious Emails: The Telltale Signs of Phishing Attempts

Stay a step ahead of cybercriminals! Learn to identify red flags in emails and safeguard your personal and financial information from potential phishing scams.

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Safeguard your financial data by acing Cyber Security

It is time to level up one's knowledge in cyber security. Learn the various ways to protect one's sensitive data while completing transactions online.

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Social Engineering: The Invisible Puppeteers of the Digital World

Delve deeper into the world of social engineering, where cybercriminals weaponise human behaviour. Equip yourself with the knowledge to thwart their deceptive tactics. 

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Cybersecurity Essentials: Protecting Yourself in the Digital Age

With the increasing use of technology and the internet, our personal information and sensitive data are constantly at risk of being compromised. Hence it is crucial to have a strong understanding of cybersecurity essentials.

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Public Wi-Fi Safety: Tips for Secure Banking on Untrusted Networks

Using public networks can put one's sensitive data at risk. Safeguard your financial information while using public Wi-Fi networks. Learn the security measures to keep your data safe.

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Multi-Factor Authentication: Strengthening the Security of Your Banking Accounts

Worried about cyberattacks on your bank account? Learn how to use multi-factor authentication to enhance the security of your bank accounts and transactions. 

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Safe Online Shopping: Tips for Secure E-Commerce Transactions

Shopping, once a task enjoyed outdoors at local businesses and kirana stores, has now switched to the online mode, enjoyed in the comfort of one’s home. Follow these tips for a safe online shopping experience.

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The Rise of Ransomware: Protecting Your Data from Digital Extortion

Discover essential best practices for safeguarding your data and digital assets against ransomware attacks. Learn how to implement robust cybersecurity measures and proactive strategies to protect yourself from this rising menace.

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Mastering Password Security: Tips for Strong and Memorable Passwords

In the digital era, where personal and financial lives are increasingly intertwined with the online world, the importance of a strong password cannot be overstated. Learn more about tips for strong and memorable Passwords

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Security Tips for Safe Internet Banking

Guidelines for safe and secure banking

Internet Banking frauds have been rampant after Internet has become more popular for online transactions. In the recent past, Internet Banking frauds are on the rise. Here are some tips which you can adopt to make your internet banking secure.

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Social Engineering and Phishing: Safeguarding Against Online Scams

Social engineering is a popular tactic used by cybercriminals. One of the common types of social engineering is phishing. Learn how to safeguard against social engineering and phishing scams with effective cyber security measures.

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How to prevent phishing attacks?

Phishing is a technique employed by criminals to get hold of your personal information. A phishing email will have the look and feel of an authentic email. It can take many forms. Here are some tips which will help you to identify phishing mails.

 
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Tips for Securing your E-mails

Email has become an inevitable part of our lives. At the same time, threats due to hacking attempts, phishing attacks, spam, identity theft etc are increasing day by day. Here are some important security tips that e-mail users should be aware of.

 
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Phishing Prevention for Small Businesses: Steps to Secure Your Company's Data

Irrespective of the size, every business faces phishing attacks and scams. Learn how to protect your small business data from cybercriminals. This article takes you through the essential steps to prevent phishing attacks.

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How to Reset your Internet Banking Password / PIN?

Forgot your FedNet Internet Banking password ? No worries. You can reset the password online in simple steps without contacting your branch.

 
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Forgot your Mobile Banking PIN?

Forgot your FedMobile Mobile Banking PIN ? No worries. You can reset the password online in simple steps without contacting your branch.

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How to download Federal Bank Account Statement using FedMobile

The statement provided by a bank for a specific account during a particular time period summarizes all the transactions that have occurred within that account. You can download your Federal Bank account statement using FedMobile.

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Protect your Mobile against Malware

Your Mobile device is like a computer and it should be protected the same way as you protect your computer. Learn more about tips to protect your mobile device from Malware attacks.

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Security Tips

Do's and Don't to Secure your Mobile Phone- Read Tips on the Use of Mobile Phones, Mobile Banking apps and its PIN

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ATM Security - Do's & Don'ts

Learn more about security tips to be followed while visiting ATMs for cash withdrawal and other services.

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10 tips for securing your ATM transactions

In an era dominated by digital transactions, the security of ATM transactions is more crucial than ever. Here are some indispensable tips to fortify your ATM transactions..

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How to protect yourself from ATM skimming fraud

Explore the tips to help prevent skimming fraud and detect potential scams before they cause any harm. By following them, you can protect yourself and your finances from the dangers of skimming fraud in the digital age.

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Soft PIN Facility at ATMs

We have enabled Soft PIN facility for providing better convenience to our customers. Soft PIN replaces printed ‘PIN- Mailers' and this can be generated by the customers themselves through ATMs. No waiting time. No loss in transit.

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How to open a Demat Account Online Quickly

A Demat Account holds one's stocks and other securities in digital form. For someone looking to invest in the stock market, opening a Demat Account is the first step to start the journey.

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How to choose the right Mutual Fund?

In the past couple of decades, mutual funds have fast emerged as one of the best sources of investments. But how does one choose the right mutual fund for their investment goals? Keep reading to find out.

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The importance of Diversification in Mutual fund investing

Investing in mutual funds is a popular way for individuals to grow their wealth over time. However, like any investment, mutual funds come with risks. One effective way to mitigate these risks is through diversification.

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How Mutual Funds works- A beginner's guide to investing

In India, mutual funds have gained significant popularity among individuals looking to grow their wealth. This blog post will provide a clear understanding of mutual funds in India and how they work.

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Why Mutual Funds are a great investment option for beginners?

Mutual funds provide several advantages, especially for those starting to invest early in life. Explore why mutual funds are a great investment option for beginners and the benefits they offer, including the power of compounding.

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The Role of Mutual Funds in Achieving Financial Goals

As the Indian economy continues to grow, more people are seeking ways to secure their financial future. Mutual funds are one such way and are versatile investment tools that can help you navigate the complexities of wealth accumulation.

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SIP Vs Lumpsum- Which is the better investment strategy ?

Choosing between Systematic Investment Plans (SIPs) and lumpsum investments can feel like a fork in the road. Most investors struggle with the question of which investment path will lead to greater financial prosperity.

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Hybrid Mutual Funds: Striking the Right Balance Between Risk and Return

Hybrid funds are mutual funds that invest in debt as well as equity instruments. The aim of hybrid funds is capital appreciation in the long-term along with income generation in the short-term and minimising concentration risk.

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The Advantages of Index Funds: Why They are a Smart Choice for Long-Term Investors

Investors are on a constant search for investment products that are simple and help their portfolios see stable growth. One such game-changer is the Index Fund. Explore more about some of the key advantages of an index fund.

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How SIP Investing Can Secure Your Child's Education and Marriage Funds?

Planning for a child's future is a top priority for every parent. Financial security for events such as education and marriage is crucial. Learn more about how SIP can be the perfect financial partner in securing a child's future.

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How to get Federal Bank Account Statement?

A bank account statement outlines all the transactions and activities that have occurred within a specific bank account for a certain period of time. Learn about various ways to get your Federal Bank account statement.

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Positive Payment System Explained

A positive pay system (PPS) ensures that a cheque issued by an account holder is transferred correctly. This process includes reconfirming cheque details with receiving banks for cheques of large values and is done online.

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How to detect fake notes?

You can identify a forged note if you know about the security features present in a genuine Indian currency note. The unique security features implemented for each denomination will help you to identify whether a currency note is genuine.

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Should you invest in Sovereign Gold Bonds (SGB) ?

A sovereign gold bond (SGB) is a security issued by the Government of India. It is suitable for investors who are looking to invest in gold, but do not want the inconvenience of holding physical gold.

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NRE V/s NRO Accounts

Non-Residential External (NRE) and Non- Resident Ordinary (NRO) Accounts are the two types of accounts that NRI customers can open. Learn more about difference between NRE and NRO accounts.

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What is KYC in Banking

KYC means "Know Your Customer". It is a process by which banks obtain information about the identity and address of the customers. The KYC procedure is to be completed by the banks while opening accounts and also periodically update the same.

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Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances

In tune with the guidelines issued by RBI, the Bank has issued clarifications on Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances.

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What are the DTAA Benefits for NRO Fixed Deposits

Double Taxation Avoidance Agreement (DTAA) is an agreement entered by India with various countries by which customers can enjoy concessional rate of TDS, providing a higher yield as compared to the regular NRO FD offered today.

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Cybersecurity Awareness

Tips to foil plans of SMS Scammer

Grand plan of SMS Scammer

Prevent OTP scams!

Tips to evade an OTP scammer