Celesta Credit Card - Key Benefits

Federal Bank Celesta Credit Card

Experience the finest class of living with Celesta

Lowest APR

With Celesta credit card, you can avail lowest dynamic APR (Annual Percentage Rate linked with AMB in your operative account) starting from 0.49%*

3-2-1 Rewards 

Get 3x reward points for spends under  Luxury, Travel, X-border categories and 2x reward points for Lifestyle and Dining and 1x reward points for other categories

Welcome Benefits 

Get an Amazon Pay e-Voucher worth ₹2,000*, Complimentary MakeMyTrip Black Exclusive membership, monthly BOGO ticket offer at INOX and much more.

*Conditions apply

Loyalty Reward Points

  • Get one point each for spend of every ₹100
  • 3X Reward points for spends on Luxury, Travel and X-border categories
  • 2X Reward points for spends on Lifestyle and Dining categories

Celesta Credit Card - Product Features

  • Features
  • Limits
  • Fees & Charges
  • Terms & Conditions
  • Lowest Annual Percentage Rate (Dynamic) linked with AMB in operative account - starting from 0.49%
  • Amazon Pay e-Voucher worth ₹2,000 on minimum spend of Rs.10,000 in first 30 days
  • Complimentary MMT Black Exclusive Membership on quarterly spend of ₹75,000
  • Buy One Get One (BOGO) Movie Ticket offer on INOX every month - Get up to ₹100 Off.
  • 1% fuel surcharge waiver at all fuel stations across India ( on minimum transaction of ₹400  and maximum transaction of ₹5000 ), Maximum discount per month is ₹150
  • 5% instant discount at MakeMyTrip up to a maximum of ₹500 per month
  • Fabulous dining offers at partner hotels through FedDelight program
  • Complementary Domestic Lounge access at airports offered by MasterCard- 4 per quarter
  • Complementary International Lounge access at airports  offered by MasterCard - 2 per year
  • Free golf access at select locations PAN India  offered by MasterCard
Minimum Limit ₹1,00,000
Maximum Limit ₹10,00,000
Cash Limit 10%
AMC ₹ 3000
Waiver of AMC at Spends Renewal fee will be waived if on annual spend of minimum ₹ 3,00,000 in current year
Annual Percentage Rate (Dynamic) linked with AMB in operative account 0.49% - 3.49%
  • For General Terms & Conditions, please click here.
  • For Most Important Terms & Conditions, please click here.