
Features & Benefits
Documents Required
If you are an existing customer, no extra documents are needed.
If you are a new customer, following documents are required:
- Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License/PAN Card)
- Recent Passport size photograph
- Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
Rate Per Gram
Maximum amount per gram is up to 75% of the gold price for General Gold Loans.
Interest Rates on Gold Loan & Charges
- You can avail Gold loans from Federal Bank at interest rates as low as 7.99% onwards
- Please visit the Interest Rates page for details
- For service charges, please click here.
Doorstep Gold Loans
- Federal Bank in association with various partners offers door step delivery of gold loans.
- M/s Rupeek Fintech Pvt Ltd
- M/s Oro Corp Technologies Pvt Ltd
- Get gold loans at the comfort of your home.
- Hassle-free disbursement and release at the comfort and convenience of home.
- Available in selected cities:
- M/s Rupeek Fintech Pvt Ltd – Mumbai, Chennai, Coimbatore, Bangalore, Hyderabad, Jaipur, Surat, Ludhiana, Indore, Lucknow, Chandigarh, Pune, Ahmedabad, New Delhi, Kolkata, Rajkot, Vijayawada, Mysore.
- M/s Orocorp Technologies Pvt Ltd – Chennai, Bangalore, Hyderabad, Pune.
- Please visit below link for more details:
Digi Gold Overdraft
With Digi Gold Overdraft scheme, pledge the gold with the bank, your gold will be stored safely & you can withdraw up to 72% of the value of the gold whenever you are in need of funds.
Know more
Fed Smart Saver Gold Loan
We are pleased to present to you the lowest interest rate among all of our gold loan schemes, which is only 8.15 percent.
- No monthly interest demand. ( Bullet repayment – on due date).
- No Penal Interest
Explore Other Agri Loans

AGRI FARM CREDIT LOANS
Features & Benefits
Loans to individual farmers [including Self Help Groups (SHGs) or Joint Liability Groups (JLGs) i.e. groups of individual farmers, provided banks maintain disaggregated data of such loans and Proprietorship firms of farmers, directly engaged in Agriculture and Allied Activities, viz. dairy, fishery, animal husbandry, poultry, bee-keeping and sericulture. Loans sanctioned to Corporate farmers, Farmer Producer Organisations (FPOs)/(FPC) Companies of Individual Farmers, Partnership firms and Co-operatives of farmers engaged in Agriculture and Allied Activities are also eligible under farm credit subject to specific conditions.

AGRI INFRASTRUCTURE LOANS
Features & Benefits
Loans provided for construction of storage facilities, soil conservation and watershed development, Plant tissue culture and Agri-biotechnology, seed production, production of bio-pesticides, bio-fertilizer, and vermi composting are eligible to be classified under Agri infrastructure. Loans for construction of oil extraction/ processing units for production of bio-fuels, their storage and distribution infrastructure along with loans to entrepreneurs for setting up Compressed Bio Gas (CBG) plants are also eligible as per revised RBI guidelines.

AGRI ANCILLARY SERVICES
Features & Benefits
Loans to co-operative societies of farmers for purchase of the produce of members , Loans for setting up of Agri-clinics and Agri-business centres, Loans to Start-ups that are engaged in agriculture and allied services, Loans to Custom Service Units who undertake farm work for farmers on contract basis are eligible under this category. Loans provided for Food and Agro-processing up to an aggregate sanctioned limit of ₹100 crore per borrower from the banking system is also eligible under Ancillary services. Loans sanctioned by banks to MFIs and NBFCs complying specific conditions stipulated by RBI for on-lending to agriculture sector will also qualify under this head. In addition to these Bank loans to Primary Agricultural Credit Societies (PACS), Farmers’ Service Societies (FSS) and Large-sized Adivasi Multi-Purpose Societies (LAMPS) for on-lending to agriculture will qualify under ancillary category for priority classification.