Gold Loans

• Instant sanction and hassle free processing
• Low rates of interest
• Minimal Paper work and quick disbursement
• Convenient repayment and flexible tenure
• Higher Per Gram Rates
• No Hidden Charges 
• Security for the loan will be pledge of 22 ct. gold ornaments

• Any Individual can avail Federal Gold Loan
• Can be availed for personal, business and agricultural purposes

If you are an existing customer, no extra documents are needed.

If you are a new customer, following documents are required:

• Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License/PAN Card)
• Recent Passport size photograph
• Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)

• Minimum: Rs 1,000
• Maximum: Rs 150 Lacs

Flexible repayment options – lumpsum, EMI

Maximum amount per gram is up to 85% of the gold price

• You can avail Gold loans from Federal Bank at interest rates as low as 6.99% onwards
• Please visit the Interest Rates page for details
• For service charges, please click here.

• Federal Bank in association with various partners offers door step delivery of gold loans.

1. M/s Rupeek Fintech Pvt Ltd
2. M/s Oro Corp Technologies Pvt Ltd

• Get gold loans at the comfort of your home.
• Hassle-free disbursement and release at the comfort and convenience of home.
• Available in selected cities:

1. M/s Rupeek Fintech Pvt Ltd – Mumbai, Chennai, Coimbatore, Bangalore, Hyderabad, Jaipur, Surat, Ludhiana, Indore, Lucknow,  Chandigarh, Pune, Ahmedabad, New Delhi, Kolkata, Rajkot, Vijayawada, Mysore.
2. M/s Orocorp Technologies Pvt Ltd – Chennai.

• Please visit below link for more details:

1. https://rupeek.com/
2. https://orocorp.in/
3. Please visit our Grievance Redressal portal to lodge complaints if any.  

With Digi Gold Overdraft scheme, pledge the gold with the bank, your gold will be stored safely & you can withdraw up to 72% of the value of the gold whenever you are in need of funds.

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We are pleased to present to you the lowest interest rate among all of our gold loan schemes, which is only 7.95 percent. 

• No monthly interest demand. ( Bullet repayment – on due date).
• No Penal Interest

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