Digi Gold Overdraft
Features & Benefits
Handover the gold with the bank, your gold will be stored safely & you can withdraw up to 72% of the value of the gold whenever you are in need of funds.
Overdraft Facility.
Funds can be utilized round the clock even on holidays.
Shop Online, Transfer funds and make Bill Payments directly from the loan amount.
Gold loan with ATM card, Mobile Banking & Net Banking facilities.
Interest is charged only for the amount utilized.
Release/Replace Gold Ornaments during the loan tenure.
Alternate locker facility with free insurance coverage for your gold ornaments.
Instant sanction and hassle free processing with minimal paper work and quick disbursement.
Higher Per Gram Rates.
Minimum loan amount is Rs 1000/- and Maximum loan amount is Rs 150 Lakhs
Security for the loan will be pledge of 22 ct. gold ornaments.
Any Individual can avail Digi Gold Overdraft for personal purposes
Documents Required
- If you are an existing customer, no extra documents are needed.
- If you are a new customer, following documents are required: Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License) and Recent Passport size photograph
- Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
Rate Per Gram
To know the maximum amount per gram, please click here.
Interest Rates & Charges
Please visit the Interest Rates page for details
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