• Overdraft Facility.
• Funds can be utilized round the clock even on holidays.
• Shop Online, Transfer funds and make Bill Payments directly from the loan amount​.
• Gold loan with ATM card, Mobile Banking & Net Banking facilities​.
• Interest is charged only for the amount utilized.
• Release/Replace Gold Ornaments during the loan tenure.
• Alternate locker facility with free insurance coverage for your gold ornaments.
• Instant sanction and hassle free processing.
• Minimal Paper work and quick disbursement.
• Higher Per Gram Rates.
• Security for the loan will be pledge of 22 ct. gold ornaments.

• Any Individual can avail Digi Gold Overdraft.
• Can be availed for personal purposes​
• To avail the loan, please visit any of our branches

If you are an existing customer, no extra documents are needed.​

If you are a new customer, following documents are required:​​

• Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License)​

• Recent Passport size photograph​

Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)

• Minimum Rs 1000/-
• Maximum Rs 150 Lakhs

Lump sum/Bullet Repayment

To know the maximum amount per gram, please click here.

Please visit the Interest Rates page for details