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Digi Gold Overdraft

Handover the gold with the bank, your gold will be stored safely & you can withdraw up to 72% of the value of the gold whenever you are in need of funds

  • Features & Benefits
  • How to apply ?
  • Documents Required
  • Loan Amount
  • Repayment options
  • Rate Per Gram
  • Interest Rates & Charges
  • Overdraft Facility.
  • Funds can be utilized round the clock even on holidays.
  • Shop Online, Transfer funds and make Bill Payments directly from the loan amount​.
  • Gold loan with ATM card, Mobile Banking & Net Banking facilities​.
  • Interest is charged only for the amount utilized.
  • Release/Replace Gold Ornaments during the loan tenure.
  • Alternate locker facility with free insurance coverage for your gold ornaments.
  • Instant sanction and hassle free processing.
  • Minimal Paper work and quick disbursement.
  • Higher Per Gram Rates.
  • Security for the loan will be pledge of 22 ct. gold ornaments.
  • Any Individual can avail Digi Gold Overdraft.
  • Can be availed for personal purposes​
  • To avail the loan, please visit any of our branches

If you are an existing customer, no extra documents are needed.​

If you are a new customer, following documents are required:​​

  • Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License)​

  • Recent Passport size photograph​

Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)

  • Minimum Rs 1000/-
  • Maximum Rs 150 Lakhs

Lump sum/Bullet Repayment

To know the maximum amount per gram, please click here.

Please visit the Interest Rates page for details

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Product Type:  Digi Gold Overdraft
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