NSE: 

Basic Savings Bank Deposit Account (BSBDA)

Basic Savings Bank Deposit Account (BSBDA)

Basic Savings Bank Deposit Account (BSBDA) is a Zero Balance Savings Account that takes care of your simple banking needs with Free ATM card, monthly statement, and cheque book.

  • Features
  • How to apply ?
  • Balance Requirement
  • Documents Required
  • Interest Rates & Service Charges
  • No Minimum balance requirements
  • One Free Cheque Book (20 leaves) per financial year
  • Proprietary ATM card
  • 1 monthly statement free (if not opted for Pass Book)
  • Account view facility on Fednet (Internet Banking)
  • Only 4 withdrawals in a month are permitted including branch, ATM, cheque clearing, etc. 
  • Aadhaar based credit of subsidy/government benefits are ree of charge.
  • Free cheque collection (restricted to funding of subsidies and financial aid/grants from central/state government, government agencies, etc). Other bank charges will not be reimbursed. Collection of other cheques as per the normal service charges applicable. 
Note: Account holder of this scheme will not be eligible to open any other savings bank deposit accounts in our bank. If a customer has any other existing savings bank account, it will be required to be closed within 30 days from the date of opening a Basic Savings Bank Deposit Account.
  • Resident individual (sole or joint) can open account.

  • Minors are not eligible to open account under this scheme and operate independently.

  • Minor can open account jointly with guardian or with mother as the guardian and will be operated by such guardian only and are not eligible to operate independently.

  • No Minimum balance requirements

KYC Documents (Any one address proof and identity proof)

Document Identity Proof Address Proof
Passport Yes Yes
Driving Licence Yes Yes
Voter's Identity Card Yes Yes
Aadhaar Yes Yes
Job card by NREGA duly signed by an officer of the State Government Yes Yes
Permanent Account Number (PAN) card Yes No

Recent photograph

Two copies of recent passport size photograph

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