Ageas Federal Wealthsurance Growth Insurance Plan SP (UIN: 135L038V02)


Convenience of one-time payment - With Wealthsurance, you pay just once and can enjoy growth on your investments along with a life cover.
Investment amount as per your financial goal - You can invest any amount starting from Rs 25,000.
You can also manage your investments during the term by switching between funds at no extra cost. You get to choose from our wide bouquet of funds - Ageas Federal Investment Basket.
Flexibility to manage your investments - Based on your risk appetite, you can decide and tell us how to invest your money.
Guaranteed loyalty additions to help your savings grow faster - Wealthsurance gives an added impetus to your investment account through Guaranteed Loyalty Additions.
It is credited to your investment account at the end of the 5th policy year and every 5 years thereafter, to reward you for staying invested for the long term
Guaranteed loyalty additions help increase your earnings, which in turn, results in adding to your returns.
Guaranteed loyalty additions will be 2.5% of the average fund value in the investment account over the last 36 months preceding the loyalty unit allocation date.
In case you have invested in multiple funds, guaranteed loyalty additions will be added to each fund in the same proportion as the fund value in each fund bears to the total fund value.


*In this policy, the investment risk in the investment portfolio is borne by the policyholder.

Eligibility Criteria

Criteria Minimum/ Maximum Wealthsurance Growth Insurance Plan SP

UIN: 135L038V02

Age at entry Minimum 1 month completed
Maximum 70 years
Age at maturity Minimum 18 years
Maximum 75 years
Policy Term Fixed options 5 years/ 10 years/ 15 years/ 20 years/25 years Subject to minimum and maximum maturity age as mentioned above
Premium payment term   Single premium
Premium Minimum 25,000
Maximum No Limit (subject to underwriting)
Sum assured Minimum Basic sum assured - 1.25 times the Single Premium
For age at maturity up to 48 years - 10 times single premium For age at maturity greater than 48 - 1.25 times single premium

*All ages are as per last birthday

Note: In case the insured person is a minor, the minimum policy term should be such that the insured person turns at least 18 years of age at maturity. For example, if the age of the child is 5 years, then 18-5 = 13; hence, the next higher policy term option available is 15 years.


Life insurance Related Products

Linked Insurance Products do not offer any liquidity during the first five years of the Plan. The Policyholder will not be able to surrender/ withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.



Ageas Federal Wealthsurance Growth Insurance Plan SP (UIN135L034V03) is a Unit Linked Insurance Plan. Unit Linked Life Insurance products are different from traditional insurance products and are subject to the risk factors. The various funds offered under this plan are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The premiums paid in these policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Ageas Federal Life Insurance Company Limited and Ageas Federal Wealthsurance Growth Insurance Plan SP are only the names of the insurance company and linked insurance plan respectively, and do not in any way indicate the quality of the plan, its future prospects or returns.  Life Insurance coverage is available in this plan. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. The product is underwritten by Ageas Federal Life Insurance Company Limited - Formerly known as IDBI Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its registered office at: Ageas Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website: Toll Free: 1800 209 0502. Trade Logo displayed above belongs to Ageas Insurance International N. V and The Federal Bank Limited and used by Ageas Federal Life Insurance Company under license from respective partners. Federal Bank is a Corporate Agent of Ageas Federal Life Insurance Company Limited having its registration number (Regn. No. CA0227) and Registered office at P.B. No.103, Federal Towers, Aluva, Ernakulam, Kerala -683101. The corporate agent does not underwrite the risk or act as an insurer. Participation of the Federal Bank customers is on a voluntary basis.  

The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227.  The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent, does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.



IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

You might be interested

Recommendations for a safe and easy banking experience


Stay tuned to banking innovations & trends and make smart financial decisions

Learn More
Tutorial Videos

Watch tutorial videos about our products & services and harness the power of digital banking.

Learn More
Safe Zindagi

Our guidelines and tips for secure banking with total peace of mind

Learn More