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Ageas Federal Life Insurance Platinum Wealth Builder Plan (UIN: 135L089V01)

Unit Linked, Non-Participating, Individual Life Insurance Plan

Key Features

Life Protection with Market linked returns
Cover option available for Spouse
Boost your fund value with Wealth Boosters and Loyalty Additions
Zero Policy Admin Charges
Return of Charges on maturity
Choice of premium paying terms
Choice of premium payment modes
6 fund options with unlimited switches
Smart withdrawal option through Systematic Partial Withdrawal
Tax Benefits# may be available on the premiums paid and benefits received as per the prevailing tax laws


#Tax benefits are subject to change as per tax laws. Please consult your tax advisor for determining the tax benefits applicable to you.



Age at entry


Base plan: 0 years (91 days)#

Spouse Cover (if opted): 18 years (for both lives)


60 years

 Maturity age


18 years


75 years

 Policy term (PT)


12 years*



25 years

 Premium Paying Term (PPT)

6/8/10/12/15 years



Yearly: Rs. 3,00,000

Half Yearly: Rs. 1,50,000,

Monthly: Rs. 30,000


No limit, subject to Board approved underwriting policy

Premium Payment Mode

Yearly / Half-Yearly/ Monthly

Sum Assured


Life Assured: Rs. 30,00,000

Second Life (if Spouse Cover is chosen): Rs. 3,00,000


Life Assured: No limit, Subject to Board approved underwriting policy

Second Life (if Spouse Cover is chosen): 5 times the Annualized Premium

*All ages are as per last birthday. 
*Eligibility Criteria mentioned above is applicable for Life Assured and Second Life.
*Only Parent or Legal guardian can be the Policyholder, in case where Life Assured is a minor.
*In case of minor lives being Life Assured, the minimum Policy Term will be calculated as follows. 18 years less Life Assured Entry Age.




This brochure gives only the salient features of the Ageas Federal Life Insurance Platinum Wealth Builder Plan. It uses easy-to-understand language to explain the features. Your plan is governed only by the full legal terms, conditions and exclusions as contained in the policy document. Please read the policy document for more details. Ageas Federal Life Insurance Platinum Wealth Builder Plan is A Unit Linked, Non-Participating, Individual Life Insurance Plan (UIN: 135L089V01). There are no riders attached to this plan. Premiums paid in unit-linked life insurance policies are subject to investment risks associated with capital markets and NAVs of the units may go up or down, based on the performance of the fund and factors influencing the capital market. The Life Assured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The past performance of the funds is not indicative of the future performance.

Please be aware of the associated risks and the applicable charges from your insurance agent or intermediary or policy document issued by us.

The product is underwritten by Ageas Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its registered office at: Ageas Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013, Maharashtra. Website: www.ageasfederal.com. Toll-Free: 1800 209 0502.Trade Logo displayed above belongs to The Federal Bank Limited and Ageas International Insurance N. V. and used by Ageas Federal Life Insurance Company Limited under license from respective partners. Ageas Federal Life Insurance Company Ltd. does not assume responsibility on tax implication. ARN: 16743/PWB/ENG/Print-PB/May23. The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227.  The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent, does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.



IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.