Short Term Crop Loans to Non-Individual Farmer

Features & Benefits

Short term crop loans to non-individual farmers to meet their credit requirements for cultivation of crops and other farming activities. The scheme is intended to provide timely credit facility to the segment of farmers falling under the non-individual /corporate category engaged in cultivation of crops and other related activities.

Provide adequate and timely credit support for cultivation of crops and other needs mentioned below.
To meet the short term credit requirements for cultivation of crops.
Post-harvest expenses; Produce marketing loan.
Consumption requirements of farmer household.
Working capital for maintenance of farm assets and activities allied to agriculture.

Terms & Conditions

Eligible entities

1. Associations 2. Co-operative societies 3. Limited Liability partnership  4. Partnership  5. Private Ltd Companies  6. Public Limited Companies 7. Society   8. Trust

Nature of facility

Cash Credit


Maximum loan period up to 3 years subject to annual review

Primary Security 

Hypothecation of crops and other movable assets in the farm.

Collateral Security 

EM of land where the loan amount exceeds Rs. 1.60 Lakhs.  

Interest Rates & Charges

Please visit the rates and charges page for details

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