Homestead Farming Loan

Features & Benefits

The predominance of small size land holdings, the agro-climatic situation has evolved a highly intensive practice of growing crops along with allied activities around the home as an integrated enterprise. This practice is known as "Homestead Farming". Federal Bank provides finance for homestead farms.

Provides need based credit for farmers, which would enable them to meet the credit requirements of their homestead farms and to increase / sustain productivity and income of Homestead Farms.
Minimal paperwork 
Hassle free processing 

Loan Amount

  • Up to 25 cents - Rs. 50,000/-
  • Up to 50 cents - Rs. 1,00,000/-
  • Up to 75 cents - Rs. 1,50,000/-
  • Up to 1 Acre - Rs. 2,00,000/-
  • Above 1 Acre & up to 2 Acre - Rs. 4,00,000/-
  • Above 2 Acre & up to & including  2 ha - Rs. 6,00,000/-

Other Terms & Conditions


Repayment shall be done as Lump sum on demand. It is a revolving cash credit limit. Harvest / sales proceeds are to be routed through the account.


Hypothecation of crops and other movable assets in the farm owned by the borrower shall be provided as Primary security.

If loan amount exceeds Rs. 1.60 Lakhs, mortgage of landed property with a value of 150% of loan amount shall be provided as Collateral security.

Interest Rates & Charges

Please visit the rates and charges page for details

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