Features & Benefits

Get the money you need when you need it! Your perfect banking partner offers you instant cash against gold at low interest rates.
 
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Instant sanction and hassle free processing
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Low rates of interest without any hidden charges
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Minimal Paper work and quick disbursement
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Convenient repayment options (Lumpsum, EMI) and flexible tenure
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Higher Per Gram Rates
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Minimum Loan Amount is Rs 1,000 and Maximum Loan Amount is Rs 150 Lacs
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Security for the loan will be pledge of 22 ct. gold ornaments
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Any Individual can avail Federal Gold Loan
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Can be availed for personal, business and agricultural purposes

Documents Required

If you are an existing customer, no extra documents are needed.

If you are a new customer, following documents are required:

  • Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License/PAN Card)
  • Recent Passport size photograph
  • Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
 

Rate Per Gram

Maximum amount per gram is up to 75% of the gold price for General Gold Loans.

Interest Rates on Gold Loan & Charges

  • You can avail Gold loans from Federal Bank at interest rates as low as 7.99% onwards
  • Please visit the Interest Rates page for details
  • For service charges, please click here.

Doorstep Gold Loans

  • Get gold loans at the comfort of your home.
  • Hassle-free disbursement and release at the comfort and convenience of home.
  • Federal Bank in association with various partners offers door step delivery of gold loans.

 

1. M/s Rupeek Fintech Pvt Ltd

 

  • Available in selected cities: Mumbai, Chennai, Coimbatore, Bangalore, Hyderabad, Jaipur, Surat, Ludhiana, Indore, Lucknow,  Chandigarh, Pune, Ahmedabad, New Delhi, Kolkata, Rajkot, Vijayawada, Mysore.
  • Contact details of Nodal Grievance Redressal Officer – M/s Rupeek Fintech Pvt Ltd

Mr. Mallikarjun Madurgi 

Contact: 7977369918

Rupeek Fintech Private Limited Plot #45/B, Shubham Complex, 1st A Main,

Ground Floor, Front Wing(B), Sarakki Industrial Layout,

J.P. Nagar, Bangalore, Karnataka 560078 India

Nodal Helpline: 080-68951717 , Timings: 9:30 am to 6:30 pm ( Monday to Friday)

E-mail: grievance@rupeek.com

 

2. M/s Oro Corp Technologies Pvt Ltd

 

  • Available in selected cities: Chennai, Bangalore, Hyderabad, Pune.
  • Contact details of Nodal Grievance Redressal Officer – M/s Oro Corp Technologies Pvt Ltd

Mr. Doreswamy HS

Contact : 080-46808068

Orocorp Technologies Pvt Ltd, Prakash Presidium, 110,

Uthamar Gandhi Rd, Chennai, Tamil Nadu 600034

Email : grievance@orocorp.in

 

Please visit our Grievance Redressal portal to lodge complaints if any.

Digi Gold Overdraft

With Digi Gold Overdraft scheme, pledge the gold with the bank, your gold will be stored safely & you can withdraw up to 72% of the value of the gold whenever you are in need of funds.

Know more

Fed Smart Saver Gold Loan

We are pleased to present to you the lowest interest rate among all of our gold loan schemes, which is only 8.15 percent. 

  • No monthly interest demand. ( Bullet repayment – on due date).
  • No Penal Interest

Know More

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