Activ Health Platinum Enhanced
Features
|
Product Features |
Platinum Enhanced |
|
Policy Term |
1, 2 or 3 years |
|
Sum Insured |
Rs 2 Lakh, 3 Lakh, 4 Lakh, 5 Lakh, 6 Lakh, 7 Lakh, 8 Lakh, 9 Lakh, 10 Lakh, 15 Lakh, 20 Lakh, 25 Lakh, 30 Lakh, 40 Lakh, 50 Lakh, 100 Lakh, 150 Lakh, 200 Lakhs |
|
Basic Covers |
|
|
In -patient Hospitalization |
Covered up to |
|
Pre -hospitalization Medical Expenses |
60 days |
|
Post -hospitalization Medical Expenses |
180 days |
|
Day care Treatment |
527 day care procedures are covered |
|
Domiciliary Hospitalization |
Available |
|
Road Ambulance Cover |
Actuals in network, Up to Rs. 5,000 in non - network |
|
Organ Donor Expenses |
Available |
|
Reload of Sum Insured |
100% of SI for subsequent claims due to unrelated illnesses |
|
Additional Benefits |
|
|
Cumulative Bonus |
20% of SI for every claim-free year, maximum up to 100%. (up to maximum of 50 Lakhs ) |
|
Health Check-up program |
Available, once in a policy year |
|
Recovery Benefit |
1% of Sum Insured, max of INR 10,000 (10 days of hospitalization) |
|
Second E -Opinion on Critical Illness |
Available |
|
Worldwide Emergency Assistance Services |
Available |
|
Value Added Benefits |
|
|
Chronic Management Program |
Day 1 cover for medical management of chronic diseases such as diabetes, hypertension, high cholesterol and asthma |
|
HealthReturnsTM |
Stay fit and healthy and Earn HealthReturnsTM upto 30 % of Premium |
|
Wellness Coach |
Available |
Please check with your Relationship Manager for details on optional covers.
Eligibility
The minimum Age at entry is 91 days and there is no maximum entry age under the Policy.
- Children from Age - 91 days to 5 years will be covered only if one adult is covered under the Policy
- Children up to 25 years can be covered under the floater as dependents
- Children beyond 25 years if dependent on the parents can be covered under an individual policy.
You shall be eligible for Renewals for lifetime.
- Relationships covered (Proposer’s relationship with the Proposed Insured Member): Self, lawfully wedded spouse, son, daughter, mother, father, brother, sister, mother in-law, father in-law, grandfather, grandmother, grandson, granddaughter, son in-law, daughter in-law, brother in-law, sister in-law, nephew, niece.
- In case of a floater Policy, one family will share a single Opted Sum Insured. Relationships covered - Self, spouse, dependent parents, dependent in-laws, children up to 25 years (up to 3)
- Maximum floater cover can be offered to 6 Adults +3 children.
*This is an indicative list. Please refer to policy wordings / product benefit table for detailed list benefits, limits, exclusions and waiting periods.
Aditya Birla Health Insurance Plans
Activ Health-Platinum Enhanced Plan
Features & Benefits
Get a complete Health Insurance Plan with 100% health returns & cover for Dental Services. Get Day 1 cover for medical management of chronic diseases such as diabetes, hypertension, high cholesterol and asthma
Activ Assure-Diamond Plan
Features & Benefits
Our product ‘Health Companion’ is affordable & comprehensive, designed keeping in mind the individual and nuclear family (you, your spouse and upto 4 children) needs. Direct claim settlement, cashless facility, and assured plan renewal for life are some of the key benefits
Active Secure-Critical Illness Plan
Features & Benefits
We cover the cost of medical treatment when you or your insured family members are hospitalised for treatment.