Blog articles related to Loans & Advances

Key factors that affect your Credit Score

The term 'credit score' has become popular as of late, but not everyone knows what it entails. Let's take a quick look at it. A credit score is a number which shows how trustworthy one is with their money. 

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Everything you need to know about no-cost EMI

No-cost EMI is a financing option that allows customers to make purchases on credit without paying interest or processing fees. It has become increasingly popular in recent years due to the benefits it provides.

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Difference between Cash Credit and Overdraft

Cash Credit is a short-term loan given to businesses and companies to meet their daily operating expenses. Overdrafts permit current account holders to withdraw or issue cheques despite low or even negative balances up to a certain limit. 

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How to Apply for a Car Loan

At Federal Bank, we offer car loans to individuals looking to purchase a new or used car or new two-wheelers. Read on further to understand the eligibility criteria, interest rates, EMI calculation and the application process for the loan.

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Fulfil your child's dream with Education Loans

Wondering what makes the Federal Bank education loan a smart choice for students? A good reason to opt for it is that it comes with flexible repayment options and attractive interest rates. 

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Benefits of applying for Personal Loans

Personal loans have become a popular financing option amongst people. Thanks to technology, applying for and receiving a personal loan is no longer a tedious process. It is easy and convenient to apply for personal loans online!

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How can to get Education Loan for Studies Abroad?

Studying from top universities around the world opens up a plethora of opportunities for students. This can be undoubtedly exciting, but expensive too! Financing education for studying abroad is possible through education loans.

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How changes in gold price affect gold loans ?

Explore the impact of gold prices on gold loans and how fluctuations in these prices can affect borrowers and lenders alike.

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The First-Time Car buyer's guide to choosing an auto loan in India

Getting the right car loan can be overwhelming for first-time car buyers, especially in India, due to the multitude of lenders and loan options available. Leadingly, choosing an appropriate car loan is crucial.

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How to Calculate the Annual Percentage Rate for Loans ?

The annual percentage rate (APR) is essential when obtaining a loan, credit card or other forms of credit. It is a numerical value expressed as a percentage and stands for the yearly cost of borrowing money. 

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Five Must-Know Tips for Home Loan Applicants in India

Applying for a home loan in India can be daunting for many, especially first-time buyers. It is important to understand the basics of home loans, procedures, interest rates, EMI payments etc before taking the plunge.

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