HDFC ERGO Critical Illness Platinum

Product Highlights

Critical Illness cannot stop with those who believe in  Being Ready. Life is very uncertain. Insure it with a Critical Illness Insurance plan that equips you manage financial crisis in those difficult times.


Offers Lump Sum Benefit on first diagnosis any of 15 critical Illnesses.
Sum Insured available from 10,00,000  to 15,00,000.
Lifetime renewal.
Option to choose survival period of 15 days/ 30 days
Tax Benefit under section 80D (Subject to change in Tax Laws)
Entry age 18 years to 45 years.

Critical Illness Benefits

•    Heart Attack (Myocardial Infarction
•    Coronary Artery Bypass Surgery
•    Stroke
•    Cancer
•    Kidney Failure
•    Major Organ Transplantation
•    Multiple Sclerosis
•    Paralysis
•    Primary Pulmonary Arterial Hypertension
•    Aorta Graft Surgery
•    Heart Valve Replacement
•    Benign Brain Tumor
•    Parkinson’s Disease
•    Alzheimer’s Disease
•    End Stage Liver Disease

Terms and conditions

  • Pays a lump sum, upto the Sum Insured on first diagnosis of any one of the following Critical Illnesses, after a 30 Day survival period from the date of the first diagnosis 
  • All Conversations may be recorded by the Company and shall form a part of the records and be considered by the Company in evaluating a claim made under the policy.
  • On receipt of the intimation to the company and receipt of final documents the claims will be considered by the Company 
  • The policy does not cover any critical illness diagnosed within the first 90 days of the commencement of the policy.
  • Also 30 days of survival period is applicable once the illness is diagnosed, for the Insured to be eligible to get the claim amount.
  • In case of an Insured event giving rise to a claim under the Policy, the insured should immediately intimate the company on the below mentioned contact details.

    Customer Service No: 18002666400


Buy Online

“ On clicking the “BUY NOW” option, you will be re-directed to a third party web site. This is purely a referral service and is provided on a non-participation basis. Federal Bank is only facilitating access to the services of Insurer and the same is in no context a service offered by the Bank. By clicking the above link, you are accepting these terms and will be re-directed to the website of Insurer as per your request. Necessary fees may have to be paid by you to Insurer for availing the services. Please note that by clicking the “BUY NOW” option, you will be leaving Federal Bank's website and our policies, terms and conditions, disclaimers etc., will cease to apply once you leave our website. Federal Bank and its affiliates, subsidiaries, employees, officers, directors and agents shall not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges, direct or indirect incurred by you, arising out of or in connection with your access to the website of Insurer or for any deficiency in the services of Insurer or for the failure or disruption of the Insurer website. The use by you of any service, products or information hosted on the website of Insurer shall be at your sole risk and discretion. The information available on the said website is subject to change, updation, revision, verification and amendment without notice and such information may change materially. Grievances & concerns in this regard shall be reported to Insurer and settled accordingly, without recourse to the Bank.”

Buy Now

HDFC Ergo Critical Illness Platinum Disclaimer

HDFC Ergo Critical Illness Platinum Disclaimer

HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. The above mentioned product is underwritten by HDFC ERGO General Insurance Company Limited. The Federal Bank Limited (Federal Bank Ltd, Federal Towers, Aluva, Kerala, India – 683101.) is an authorized corporate agent of HDFC ERGO General Insurance Company Limited. IRDAI License No.CA0227.UIN: Critical Illness Insurance - IRDA/NL-HLT/HDFC-ERGOGI/P-H (C)/V.I/120/13-14. UID: 4318.