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HDFC ERGO Critical Illness Platinum

HDFC ERGO Critical Illness Platinum

Critical Illness cannot stop with those who believe in  Being Ready. Life is very uncertain. Insure it with a Critical Illness Insurance plan that equips you manage financial crisis in those difficult times.

  • Product Highlights
  • Critical Illness Benefits
  • Contact Us
  • Terms and conditions
  • Exclusions
  • Disclaimer
  • Offers Lump Sum Benefit on first diagnosis any of 15 critical Illnesses.

  • Sum Insured available from 10,00,000  to 15,00,000.

  • Lifetime renewal.

  • Option to choose survival period of 15 days/ 30 days

  • Tax Benefit under section 80D (Subject to change in Tax Laws)

  • Entry age 18 years to 45 years.

•    Heart Attack (Myocardial Infarction
•    Coronary Artery Bypass Surgery
•    Stroke
•    Cancer
•    Kidney Failure
•    Major Organ Transplantation
•    Multiple Sclerosis
•    Paralysis
•    Primary Pulmonary Arterial Hypertension
•    Aorta Graft Surgery
•    Heart Valve Replacement
•    Benign Brain Tumor
•    Parkinson’s Disease
•    Alzheimer’s Disease
•    End Stage Liver Disease

In case of an Insured event giving rise to a claim under the Policy, the insured should immediately intimate the company on the below mentioned contact details.

Customer Service No: 18002666400


  • Pays a lump sum, upto the Sum Insured on first diagnosis of any one of the following Critical Illnesses, after a 30 Day survival period from the date of the first diagnosis 
  • All Conversations may be recorded by the Company and shall form a part of the records and be considered by the Company in evaluating a claim made under the policy.
  • On receipt of the intimation to the company and receipt of final documents the claims will be considered by the Company 
  • The policy does not cover any critical illness diagnosed within the first 90 days of the commencement of the policy.
  • Also 30 days of survival period is applicable once the illness is diagnosed, for the Insured to be eligible to get the claim amount.