HDFC ERGO Critical Illness Platinum

Product Highlights

Critical Illness cannot stop with those who believe in  Being Ready. Life is very uncertain. Insure it with a Critical Illness Insurance plan that equips you manage financial crisis in those difficult times.

 

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Offers Lump Sum Benefit on first diagnosis any of 15 critical Illnesses.
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Sum Insured available from 10,00,000  to 15,00,000.
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Lifetime renewal.
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Option to choose survival period of 15 days/ 30 days
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Tax Benefit under section 80D (Subject to change in Tax Laws)
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Entry age 18 years to 45 years.

Critical Illness Benefits

•    Heart Attack (Myocardial Infarction
•    Coronary Artery Bypass Surgery
•    Stroke
•    Cancer
•    Kidney Failure
•    Major Organ Transplantation
•    Multiple Sclerosis
•    Paralysis
•    Primary Pulmonary Arterial Hypertension
•    Aorta Graft Surgery
•    Heart Valve Replacement
•    Benign Brain Tumor
•    Parkinson’s Disease
•    Alzheimer’s Disease
•    End Stage Liver Disease

Terms and conditions

  • Pays a lump sum, upto the Sum Insured on first diagnosis of any one of the following Critical Illnesses, after a 30 Day survival period from the date of the first diagnosis 
  • All Conversations may be recorded by the Company and shall form a part of the records and be considered by the Company in evaluating a claim made under the policy.
  • On receipt of the intimation to the company and receipt of final documents the claims will be considered by the Company 
  • The policy does not cover any critical illness diagnosed within the first 90 days of the commencement of the policy.
  • Also 30 days of survival period is applicable once the illness is diagnosed, for the Insured to be eligible to get the claim amount.

  • In case of an Insured event giving rise to a claim under the Policy, the insured should immediately intimate the company on the below mentioned contact details.

    Customer Service No: 18002666400

    Email: healthclaims@hdfcergo.com

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HDFC Ergo Critical Illness Platinum Disclaimer

HDFC Ergo Critical Illness Platinum Disclaimer


HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. The above mentioned product is underwritten by HDFC ERGO General Insurance Company Limited. The Federal Bank Limited (Federal Bank Ltd, Federal Towers, Aluva, Kerala, India – 683101.) is an authorized corporate agent of HDFC ERGO General Insurance Company Limited. IRDAI License No.CA0227.UIN: Critical Illness Insurance - IRDA/NL-HLT/HDFC-ERGOGI/P-H (C)/V.I/120/13-14. UID: 4318.