Features & Benefits

Handover the gold with the bank, your gold will be stored safely & you can withdraw up to 72% of the value of the gold whenever you are in need of funds.

 

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Overdraft Facility.
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Funds can be utilized round the clock even on holidays.
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Shop Online, Transfer funds and make Bill Payments directly from the loan amount​.
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Gold loan with ATM card, Mobile Banking & Net Banking facilities​.
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Interest is charged only for the amount utilized.
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Release/Replace Gold Ornaments during the loan tenure.
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Alternate locker facility with free insurance coverage for your gold ornaments.
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Instant sanction and hassle free processing with minimal paper work and quick disbursement.
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Higher Per Gram Rates.
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Minimum loan amount is Rs 1000/- and Maximum loan amount is Rs 150 Lakhs
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Security for the loan will be pledge of 22 ct. gold ornaments.
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Any Individual can avail Digi Gold Overdraft for personal purposes​

Documents Required

  • If you are an existing customer, no extra documents are needed.​
  • If you are a new customer, following documents are required:​​ Proof of Identity (Aadhar card/Passport / Voters ID card/ Driving License)​ and Recent Passport size photograph​
  • Address Proof (Aadhar card/Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)

Rate Per Gram

To know the maximum amount per gram, please click here.

Interest Rates & Charges

Please visit the Interest Rates page for details