Financing Commercial Dairy Farms

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Financing Commercial Dairy Farms

We provide finance for starting a new dairy farm or expanding an existing dairy farm. The facility can be availed as term loan or cash credit.


  • Features & Benefits
  • Purpose
  • How to Apply?
  • Repayment Options
  • Other Terms and Conditions
  • Interest Rates and Charges
  • Quick loan processing
  • Loan amount up to 75% of project cost
  • Minimal paperwork
  • Longer repayment period up to 7 years for term loans
For starting a new dairy farm or expanding an existing dairy farm.
Term Loan
Purchase of milch animals/ equipments/ utensils/ vehicles/ feed/ milk vans/ refrigerator etc., Construction/ renovation/ expansion of cattle shed.
Cash Credit
Growing green fodder, Working capital requirements of the farm

Who can apply?

Individual farmers, Group of individual farmers, Proprietorship concerns, Partnership firms, Companies, Co-operatives etc.

How to avail the loan?

To avail the loan, you can choose any of these:
  • Call our contact centre executives
  • Please visit any of our branches
Repayment of the loan can be made using any one of the ways:
  • Cheques
  • Automated loan recovery
  • Standing instructions at your branch
  • FedNet - Internet Banking
  • Automated Payment through ECS

Loan Amount

75% of total project cost.
However for construction of shed – 60 %

Primary Security

  • Hypothecation of animals/assets
  • Mortgage of developmental land where cattle shed and other infrastructures are constructed – in case the loan component for immovable investment is more than Rs. 10000/-

Collateral Security

  • EM of land where the loan amount exceeds Rs. 1 L


Please visit the Interest Rates page for details