Deposit Plus (Non Callable - Resident and NRO TD without premature withdrawal)- effective from 12.06.2025
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Minimum Amount: ₹1,00,00,001/-
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Pre closure not allowed
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Minimum Period: 12 Months

 

Period

Rates of Interest (Deposit Less than ₹3 Cr)

General Public

Senior Citizen*

1 year

6.60%

7.10%

Above 1 year to 443 days

6.80%

7.30%

444 days

6.95%

7.45%

445 days to 3 years

6.80%

7.30%

Above 3 years to 5 years

6.60%

7.10%

 

* NRO Accounts are not eligible for the benefit of Senior Citizen Rates.

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)

NRE Deposit Plus (Non-Callable - NRE TD without premature withdrawal)- effective from 12.06.2025
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Minimum Amount: ₹1,00,00,001/-
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Pre closure not allowed
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Minimum Period: 12 Months
 

 

Period

Rates of Interest (Deposit Less than ₹3 Cr)

1 year

6.60%

Above 1 year to 443 days

6.80 %

444 days

6.95%

445 days to 3 years

6.80%

Above 3 years to 5 years

6.60%

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (NR)

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (NR)