Deposit Plus (Non Callable - Resident and NRO TD without premature withdrawal)- effective from 17.05.2025
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Minimum Amount: ₹1,00,00,001/-
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Pre closure not allowed
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Minimum Period: 12 Months

 

Period

Rates of Interest (Deposit Less than ₹3 Cr)- Rates in % p.a

General Public

Senior Citizen*

1 year

6.85%

7.35%

Above 1 year to 443 days

6.90%

7.40%

444 days

7.25%

7.75%

445 days to 709 days

6.90%

7.40%

710 days

7.20%

7.70%

711 days to 2 years

6.90%

7.40%

Above 2 years to 5 years

7.00%

7.50%

 

* NRO Accounts are not eligible for the benefit of Senior Citizen Rates.

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)

NRE Deposit Plus (Non-Callable - NRE TD without premature withdrawal)- effective from 17.05.2025
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Minimum Amount: ₹1,00,00,001/-
star-with-tick-icon
Pre closure not allowed
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Minimum Period: 12 Months
 

 

Period

Rates of Interest (Deposit Less than ₹3 Cr) - Rates in % p.a

1 year

6.85%

Above 1 year to 443 days

6.90%

444 days

7.25%

445 days to 709 days

6.90%

710 days

7.20%

711 days to 2 years

6.90%

Above 2 years to 5 years

7.00%

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (NR)

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (NR)