Deposit Plus (Non Callable - Resident and NRO TD without premature withdrawal)- effective from 17.04.2025
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Minimum Amount: ₹1,00,00,001/-
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Pre closure not allowed
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Minimum Period: 12 Months

 

Period

Rates of Interest (Deposit Less than ₹3 Cr)

General Public

Senior Citizen*

1 year

7.10%

7.60%

Above 1 year to 443 days

7.25%

7.75%

444 days

7.45%

7.95%

445 days to 5 years

7.25%

7.75%

 

* NRO Accounts are not eligible for the benefit of Senior Citizen Rates.

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)

NRE Deposit Plus (Non-Callable - NRE TD without premature withdrawal)- effective from 17.04.2025
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Minimum Amount: ₹1,00,00,001/-
star-with-tick-icon
Pre closure not allowed
star-with-tick-icon
Minimum Period: 12 Months
 

Period

Rates of Interest (Deposit Less than ₹3 Cr)

1 year

7.10%

Above 1 year to 443 days

7.25%

444 days

7.45%

445 days to 5 years

7.25%

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (NR)

Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (NR)