Deposit Plus (Non Callable - Resident and NRO TD without premature withdrawal)- effective from 17.07.2025
Minimum Amount: ₹1,00,00,001/-
Pre closure not allowed
Minimum Period: 12 Months
|
Period |
Rates of Interest (Deposit Less than ₹3 Cr) |
|
|
General Public |
Senior Citizen* |
|
|
1 year |
6.50% |
7.00% |
|
Above 1 year to 443 days |
6.70% |
7.20% |
|
444 days |
6.80% |
7.30% |
|
445 days to 3 years |
6.70% |
7.20% |
|
Above 3 years to 4 years |
6.60% |
7.10% |
|
Above 4 years to 5 years |
6.35% |
6.85% |
* NRO Accounts are not eligible for the benefit of Senior Citizen Rates.
Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)
Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)
NRE Deposit Plus (Non-Callable - NRE TD without premature withdrawal)- effective from 17.07.2025
Minimum Amount: ₹1,00,00,001/-
Pre closure not allowed
Minimum Period: 12 Months
|
Period |
Rates of Interest (Deposit Less than ₹3 Cr) |
|
1 year |
6.50% |
|
Above 1 year to 443 days |
6.70% |
|
444 days |
6.80% |
|
445 days to 3 years |
6.70% |
|
Above 3 years to 4 years |
6.60% |
|
Above 4 years to 5 years |
6.35% |