Features

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Sum insured options ranging from Rs 1.5 lakh to Rs 50 lakh, with two plan variants to choose from
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This policy covers you, your spouse and your children. Under the Gold Plan, the policy covers in-patient hospitalisation expenses (upto Rs 20,000)
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The expenses incurred in a recognised Ayurvedic/homoeopathic hospital where the admission period is not less than 24 hours
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Medical expenses incurred during the treatment of listed daycare procedures or surgeries are covered under this policy.
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In case of continuous hospitalisation of more than 10 days, you will be eligible for a benefit payout of Rs 5,000 per year, provided that the hospitalisation claim is admissible
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Under the Gold Plan, bariatric surgery is covered under medical advice, subject to certain terms and conditions.
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In case your sum insured along with the cumulative bonus (if any) has been completely exhausted during the policy year, we will reinstate it
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The policy covers medical expenses 60 days immediately before and 90 days immediately after hospitalisation.
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You can avail emergency ambulance services up to Rs 20,000 at the time of admission or discharge
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Expenses towards organ donor’s treatment for harvesting of the donated organ are covered under this policy
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A daily cash benefit of Rs 500 per day, for up to 10 days during each policy year
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The amount will be payable as accommodation expenses for one parent/legal guardian to stay with a minor insured under the policy, for an admissible claim
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Maternity expenses and medical expenses towards treatment of a newborn baby are covered under the policy subject to certain terms and conditions. This feature is available under the Gold Plan

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Disclaimer
 
“ On clicking the “BUY NOW” option, you will be re-directed to a third party web site. This is purely a referral service and is provided on a non-participation basis. Federal Bank is only facilitating access to the services of Insurer and the same is in no context a service offered by the Bank. By clicking the above link, you are accepting these terms and will be re-directed to the website of Insurer as per your request. Necessary fees may have to be paid by you to Insurer for availing the services. Please note that by clicking the “BUY NOW” option, you will be leaving Federal Bank's website and our policies, terms and conditions, disclaimers etc., will cease to apply once you leave our website. Federal Bank and its affiliates, subsidiaries, employees, officers, directors and agents shall not be responsible in any manner whatsoever for confidentiality of the data shared by you and for any loss, damage, costs & charges, direct or indirect incurred by you, arising out of or in connection with your access to the website of Insurer or for any deficiency in the services of Insurer or for the failure or disruption of the Insurer website. The use by you of any service, products or information hosted on the website of Insurer shall be at your sole risk and discretion. The information available on the said website is subject to change, updation, revision, verification and amendment without notice and such information may change materially. Grievances & concerns in this regard shall be reported to Insurer and settled accordingly, without recourse to the Bank.”
 

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