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Health Guard Floater

Health Guard Family Floater protects you and your loved ones from heavy medical bills. 

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Sum insured options ranging from Rs 1.5 lakh to Rs 50 lakh, with two plan variants to choose from

This policy covers you, your spouse and your children. Under the Gold Plan, the policy covers in-patient hospitalisation expenses (upto Rs 20,000)

The expenses incurred in a recognised Ayurvedic/homoeopathic hospital where the admission period is not less than 24 hours

Medical expenses incurred during the treatment of listed daycare procedures or surgeries are covered under this policy.

In case of continuous hospitalisation of more than 10 days, you will be eligible for a benefit payout of Rs 5,000 per year, provided that the hospitalisation claim is admissible

Under the Gold Plan, bariatric surgery is covered under medical advice, subject to certain terms and conditions.

In case your sum insured along with the cumulative bonus (if any) has been completely exhausted during the policy year, we will reinstate it

The policy covers medical expenses 60 days immediately before and 90 days immediately after hospitalisation.

You can avail emergency ambulance services up to Rs 20,000 at the time of admission or discharge

Expenses towards organ donor’s treatment for harvesting of the donated organ are covered under this policy

A daily cash benefit of Rs 500 per day, for up to 10 days during each policy year

The amount will be payable as accommodation expenses for one parent/legal guardian to stay with a minor insured under the policy, for an admissible claim

Maternity expenses and medical expenses towards treatment of a newborn baby are covered under the policy subject to certain terms and conditions

This feature is available under the Gold Plan

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