A floater card is an additional Credit Card provided to existing primary cardholders. The Federal Bank RuPay Wave Credit Card is issued in the RuPay network, unlocking a world of benefits. With this card, you can link to UPI apps and enjoy cashback and reward points on your UPI transactions. It's your key to seamless and rewarding payments.

Your lifetime-free RuPay Wave Credit Card opens doors to unlimited spending power through UPI. With just a scan and pay, you can unlock:

• Cashback Rewards: Earn 10% cashback on your first five UPI transactions, making your initial spending even more rewarding.
• Reward Points: For every Rs. 200 spent, you'll receive 1 reward point, which can be redeemed for exciting offers.
• UPI Convenience: Experience seamless transactions with just a QR scan, redefining the way you make payments.
• Milestone Bonuses: Achieve quarterly spending milestones of Rs.50,000 and be rewarded with 1000 bonus reward points.

The RuPay Wave Credit Card is exclusively available through the FedMobile app in two simple steps. Existing Visa or MasterCard Credit Cardholders can apply, and the card enables UPI transactions in the RuPay network, offering a unique and convenient payment experience.

The credit limit on the RuPay Wave Credit Card is shared with your primary card. For example, if you have a Visa Signet/Imperio/Celesta card with a limit of "X," your RuPay Wave Credit Card will also have the same "X" limit. This shared limit simplifies your financial management.

A Credit Card PIN, or Personal Identification Number, is a unique four-digit code associated with your card. It serves as an additional layer of security, protecting your card against unauthorized use. To generate your PIN for the Wave card, simply use the FedMobile app, ensuring secure and convenient access to your card.

Adding your Federal Bank RuPay Wave Credit Card to a UPI app empowers you to make seamless payments. Simply open your UPI app, click on 'Scan,' and use the QR scanner to initiate the payment process. Enter the amount, select your Federal Bank RuPay Wave Credit Card, and confirm the payment with your UPI PIN. You'll receive a payment confirmation once the transaction is completed.

For e-commerce transactions, you can utilize either an Intent request or a collect request from the merchant. Select the UPI app as your payment mode on the merchant website or app, log in to your UPI app, choose your Federal Bank RuPay Wave Credit Card, and confirm the payment with your UPI PIN. Once the payment is completed, you'll be redirected to the merchant page with a payment confirmation.

You have the flexibility to choose between paying the Total Amount Due (TAD) or the Minimum Amount Due (MAD) on your Wave card. The auto-debit mode marked for your primary card, such as TAD or MAD, will also apply to the floater card, ensuring a consistent repayment process.

UPI will be automatically enabled when you first receive your Wave card. You can easily manage your card features through the "Manage card" section in the app, including turning UPI on or off and setting transaction limits. Remember that a PIN is required to access these controls and manage your card effectively.

• To link Rupay Wave to other UPI apps, open preferred UPI apps and click on “add RuPay Card” feature. 
• Enter the required details of RuPay Wave. Verify the details using OTP. 

In just 2 steps, utilize the feature of UPI on Credit Card through RuPay Wave.