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Lotza Merchant Services

Collect funds instantly

Lotza Merchant Services

To help the society to transact using digital, we are offering "Lotza Merchant Services" (LMS). Lotza applications help the merchants to collect funds through UPI platform.

  • Services
  • Features
  • Lotza Static
  • Lotza Merchant
  • Lotza uPOS
  • Lotza Direct

Lotza family has got the following services under it:

  1. Lotza UPI (P2P funds transfer and other related services)
  2. Lotza Static (P2P funds transfer using feature phone and static QR Code)
  3. Lotza Merchant (Special App for cashiers at merchant establishments)
  4. Lotza uPOS (POS machines working on UPI platform)
  5. Lotza Direct (Lotza Application Program Interface for direct integration with billing systems)

While Lotza UPI is the App developed as per NPCI specifications for individuals. Others are innovations from our side, being offered to merchants. The latest update of Lotza UPI, our customer app was released recently. It facilitates Quick Pay and Scan N Pay without logging in, which makes merchant payments very easy.

  • Can be used by the cashiers.
  • Helps to generate dynamic QR code for bill collection.
  • Status update of transactions can be seen in real time.
  • Transaction History available. 
  • Funds collected is credit to the main account of the establishment 
  • Cashier can see only transactions done by him. 
  • Cashier cannot see the balance or debit the account.  
  • Maximum transaction limit as per the UPI guidelines - Rs 1 Lakh per transaction.  
  • Customers can use Lotza UPI or any other UPI app to make payment. 
  • 24 x 7 Service 
  • Call Support - +91 75938 28383

Merchants who does not have a smart phone or data connection can also avail Lotza Merchant Services. This service can be provided to small merchants like small kirana shops, vegetable / fruit sellers etc.

They can request for the service by giving a missed call to 9020198198 or by giving "LOTZA" as an SMS to 8546995577. They will get a call back and will be helped to create a Virtual Payment Address (VPA) and a static QR Code with their VPA & Rs. 0.00 as amount. They can then exhibit the QR Code at their shop.

To make payment their customers can scan the QR Code, input the bill amount and make the funds transfer by giving their UPIN either by using Lotza UPI or other similar apps. Confirmation of the payment is sent via SMS to both merchant and his customer.

Lotza Merchant app can be used by the merchants to collect funds to their VPA mapped to their current / savings account. The app is designed for ease of use by cashiers at shops, hotels, malls etc.

Merchants can request for the service by giving a missed call to 9020198198 or by giving "LOTZA" as an SMS to 8546995577. They will get a call back and will be helped to download and install the app.

To collect payment cashiers can key in the amount in the app to generate the QR Code. Confirmation of the payment can be seen on the QR Code. Touching the QR Code will refresh the QR Code and will fetch the status of the payment from the servers. This is in addition to the log available of the transactions done in the machine and the normal SMS confirmation to the registered mobile no.

Customer can scan the QR code with Lotza UPI or any similar app and complete the payment by entering UPIN.

Lotza uPOS is a traditional POS machine with the difference that it is working on UPI Platform. It has touch screen which will show the keyboard to enter the amount. On submission, it will generate a QR code. This service can be provided for large supermarkets, restaurants, jewelry shops etc. The process flow is similar to Lotza merchant with the difference that uPOS will give two print outs on successful transaction, one for the merchant and the other for the customer. The transaction log is available and receipts can be reprinted from here.

Merchants can request for the service by giving a missed call to 9020198198 or by giving "LOTZA" as an SMS to 8546995577. They will get a call back and will be helped to download and install the app.

Customer does the payment as usual by reading the QR Code and giving his UPIN.

Lotza Direct is a set of API services which can be provided to corporates and other app developers thus extending the Lotza Services. It can be exposed to billing systems of chain stores and malls.

Merchants can request for the service by giving a missed call to 9020198198 or by giving "LOTZA" as an SMS to 8546995577. They will get a call back and will be helped to download and install the app.

Alternatively corporates can reach to us at simple@federalbank.co.in for more details.