BSE-NSE-web Portlet

House Warming Loan

House Warming Loan

Federal Bank has yet another attractive loan scheme for you- House Warming Loan - a special personal loan scheme to our Home loan customers (both existing & new) Viz. ‘House Warming Loan' for meeting house warming and other related expenses.

  • Features & Benefits
  • How to apply ?
  • Purpose
  • Loan Amount
  • Tenure
  • Collateral Security
  • Co-obligants
  • Repayment options
  • Interest Rates & Charges
  • Personal Loan without Security
  • Eligibility on acquisition or completion of the house / flat
  • Attractive Interest Rate @ Housing Loan rate + 2%
  • No Lock in period
  • Repayment tenor up to 60 months


  • Existing & New housing loan customers upon acquiring / completion of the house / flat.
  • To avail the loan, Please visit any of our branches.
To meet house warming and other related expenses.
  • Loan amount up to 5% of the existing housing loan limit (Maximum - Rs.2 Lacs )
  • Maximum 5 years. Loan period shall not exceed remaining period of the existing Housing Loan
  • For Resident customers - Nil.
  • For NRI customers - Additional charge on the existing housing loan security is required.
  • All parties to the existing housing loan limit shall join the loan documents.
  • If the borrower gets married subsequent to availing HL, spouse shall join as a party to the Loan documents, in addition to all parties to existing housing loan.
  • Repayment shall be made as EMI.
  • Existing Housing Loan Rate + 2%.