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HDFC ERGO Personal Accident Insurance

HDFC ERGO Personal Accident Insurance

Accidents are uncertain and can affect your family's savings and financial planning. HDFC ERGO Personal Accident Insurance reassures your family of the added protection and financial security that they require at such a crucial time.

  • Features and benefits
  • Eligibility
  • Contact us
  • Terms and conditions
  • Exclusions
  • Disclaimer
  • Age Criteria: 18 years to 80 years

  • Accidental Death

  • Accidental Hospitalization

  • Family Cover Option: Self & Family

  • Dependent Child Education Benefit.

  • Coverage available are `25 Lakhs, `50 Lakhs and `75 Lakhs.

  • Permanent Disability (PTD+PPD)

  • Policies can be issued for 2 years or 3 years

  • Temporary Total Disability (Up to 104 weeks)

  • Life Long Renewability

  • Age – Adult 18 to 80 year, child: 91 Days to 21Year

  • Sum Insured- 25 lac, 50 lac & 75 lac

  • Policy Member – Self, Spouse & 2Kids

  • In case of an Insured event giving rise to a claim under the Policy, the insured should immediately intimate the company on the below mentioned contact details.
  • Customer Service No: 18002666400
  • Email:

Disclaimer: The above information is only indicative in nature. For details of the coverage and exclusions please refer to the policy wordings. Liability of the Company does not commence until the Company has accepted the proposal and the full premium has been paid.

Anti-Rebating Warning : As per Section 41 of the Insurance Act 1938, as amended, the practice of rebating is prohibited, as follows: No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance policy in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer. Violations of Section 41 of the Insurance Act 1938, as amended, shall be punishable with a fine which may extend to 10 Lakhs.

  • You have a period of 15 days from the date of receipt of the Policy document to review the terms and conditions of this Policy.

  • If You have any objections to any of the terms and conditions, You have the option of cancelling the Policy stating the reasons for cancellation and You will be refunded the premium paid by You after adjusting the amounts spent on any medical check-up, stamp duty charges and proportionate risk premium.

  • You can cancel Your Policy only if You have not made any claims under the Policy.

  • All Your rights under this Policy will immediately stand extinguished on the free look cancellation of the Policy.

  • Free look provision is not applicable and available at the time of renewal of the Policy.