BSE-NSE-web Portlet

General Credit Card Scheme

Do you need hassle-free credit without insistence on security, purpose or end-use of the credit? General Credit Card Scheme is the loan scheme for you !

  • Features
  • How to apply ?
  • Repayment Conditions
  • Rates and Charges


  • To provide hassle-free credit to customers from rural and semi-urban centres based on their cash flow without insistence on security, purpose or end-use of the credit.

Loan Amount

  • Based on the assessment of income and cash flow of the entire household, subject to a ceiling of 40% of the annual income of the members of the household concerned, subject to a ceiling of Rs.25,000/-.

Who can Apply

  • GCC can be extended only to individuals who are residents of rural and semi-urban areas and having legitimate source of income. No proof of income is required.
To avail the loan, you can choose any of these:
  1. Download the application form and submit it your branch
  2. Call our contact centre executives
  3. Please visit any of our branches
  • Interest & charges if any shall be serviced monthly and other debits / drawals shall not remain outstanding for more than 12 months from the date of such debit or drawal.
  • Please refer Interest Rates  page