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Business Loans

Business Loans - Summary

Business Loans

Unleash your entrepreneurial spirit and watch your business flourish! Whether you're starting a new manufacturing, processing, trading, or service-based venture, or aiming to expand your current business, Federal Bank Business Loans have got you covered. Need a commercial vehicle or thinking of leasing? We can help with that too! Own a prime commercial property and want to unlock its potential? Tap into the future rent receivables with our tailored loan options. Let us fuel your business dreams and make them a reality with our hassle-free loans, designed specifically for your business needs.

Business Loans Products

Products

GST Lite

GST Lite is a loan product designed to provide working capital to businesses based on their Goods and Services Tax Returns (GSTR). This loan product is ideal for businesses that file GSTR and are in need of quick funding to manage their working capital.

LAP OD

A working capital facility without the requirement of stock statement submission can be an excellent option for businesses seeking flexibility and reduced administrative burdens. Companies can use the fund for purchasing inventory, covering operational expenses, paying suppliers etc.

Quick Biz

Are you looking to expand your business, seize new opportunities or manage cash flow with ease? Unlock the potential of your investments with our business loan secured by liquid securities (like Gold ornaments of minimum 22 ct fineness, Deposits or any of the approved securities like NSC/KVP/LIC Policy/Govt security). Through our streamlined application and approval process you can access funds quickly just when you need them.

Green Loan

Embrace sustainability and drive positive change with our Green Loan Schemes, designed to support eco-friendly projects and businesses committed to the ESG principles. Whether you are investing in renewable energy, enhancing energy efficiency or developing green infrastructure, our product will empower you to make a significant impact.

Contractor Plus

Power your contract works with our broad financial solutions offering both funded and non-funded working capital options.

CGTMSE Power

Empower your business with our term loan or working capital solutions now enhanced with CGTMSE guarantee cover reducing the need for collateral and providing additional security for your loan.

Federal Rent Securitization Loan

Unlock the potential of your rental income with our innovative product Federal Rent Securitization Loan(FRSL). Transform your future rent payments into immediate working capital based on discounted value of rent receivables for business/personal purpose of lessor.

CGTMSE Hybrid model

Our CGTMSE Hybrid model is applicable to customers by offering a balanced approach that requires a minimum collateral cover of 25% with the remaining portion of the loan being covered by the CGTMSE. This lower threshold makes it more feasible for you to meet the collateral requirements.

Asset Prime

Boost your business’s financial health with our Term Loan or Demand Loan solutions customised to meet your business requirements. Whether you need to enhance working capital, cover operational expenses, create new assets or consolidate existing debts our flexible loan Asset Prime will provide the support you need to thrive.

Loan @ Ease- OD Against Deposit

Why let your money sit idle when it can work for you with our Loan @Ease product? With a loan against Deposit, instant liquidity is at your fingertips without breaking your deposits. You can borrow up to 90% of your deposit amount while your deposit continues to earn interest.

Loan @ Ease- OD Against Approved Securities

Looking for a quick and hassle-free way to access funds without liquidating your savings? Consider our Loan @ Ease against pre-approved securities like LIC policies, National Savings Certificates, and Kisan Vikas Patra. This option offers you with the funds you need while keeping your investment intact.

Liquid Security Loan Schemes

Whether it’s your gold ornaments, NSC, government securities, fixed deposits or life insurance policies these assets can be your ticket to quick and easy funding. Retain your assets while they continue to earn interest or appreciate in value. Our loan against liquid securities is a smart, secure and convenient way to access funds when you need them most.

Fed Magnet

To support farmers who are engaged in 14 horticulture crops (i.e., Banana, Pomegranate, Mango, Cashew nut, Custard apple, sweet lime, lemon, Orange, Strawberry, Guava, Sapota, Okra, Red /Green chili, Snake Gourd) and flowers (floriculture) by improving post-harvest marketing and value addition chains; the key point to note is that the project is focused on post-harvest related activities only.

Pre-approved Green Loan Scheme to Housing Societies/ Associations and Trusts for Solar Installation

Looking to go green with solar power for your housing society? Federal Bank's Pre-approved Green Loan Scheme is the perfect solution! The best part? No collateral is required for loans up to ₹50L, and your loan amount is based on the power charges you'll save. Take advantage of this eco-friendly opportunity today!