Premium Personal Guard (UIN: IRDA/NL-HLT/BAGI/P-P/V.I/278/13-14)
Premium Personal Guard Policy supports you in the hour of crisis and helps you to sustain the unforeseen risks. This policy provides security for the future and ensures complete peace of mind for you and your family. Premium Personal Guard covers the insured against bodily injury or death caused due to accident.
Features
Offers high sum assured ranging from 10 Lakhs to 25 Lakhs
Entry age for Proposer and Spouse is 18years to 65 years
Dependent Children can be covered from 5years to 21years
Under normal circumstances, lifetime renewal benefit is available under the policy
Self, Spouse and dependent children can be covered under this policy
Offered to Administrative / managing functions, accountants, doctors, lawyers, architects, teachers and similar occupations
Policy covers Death, Permanent Total Disability (PTD), Permanent Partial Disability (PPD), Temporary Total Disability (TTD), Transportation of mortal remains, Children's Education bonus
Hospital confinement Allowance & Accidental Hospitalization Expenses as add on
For every claim free year you are eligible for Cumulative Bonus (CB) of 10% of sum insured
Maximum cumulative bonus would be 50% of sum insured up to 5 claim free years
In the event of a claim, Cumulative Bonus will be reduced by 10% of the sum insured on the next renewal
In case of PTD due to accidental bodily Injury, 200% of Sum Insured is payable for the proposer
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