External Commercial Borrowings


Easy access to Foreign Currency Funds sitting in India..
No approval is required from RBI for ECB up to USD 750 Million or equivalent per financial year irrespective of the category of the borrower.
Minimum average maturity period for ECB is 3 years.

How to open an account?

Who can Apply

All entities eligible to receive FDI.


Eligibility All entities eligible to receive FDI.
Currency USD, EUR, GBP & AUD
Regulations Applicable regulatory norms of RBI / FEMA / IFSCA / Overseas Regulator 
Pricing Floating


How to Apply

Please contact your relationship manager or nearest branch/ office.


Interest Rates & Service Charges

Market determined ceiling subject to maximum all-in-cost ceiling at per RBI guidelines.

Terms & Conditions

Master Direction - External Commercial Borrowings, Trade Credits and Structured Obligations by RBI latest Dec 10, 2021 and as amended from time to time.