The key features are :
- Personal Loan without Security
- Eligibility on acquisition or completion of the house / flat
- Attractive Interest Rate @ Housing Loan rate + 2%
- No Lock in period
- Repayment tenor up to 60 months
Who can apply?
- Existing & New housing loan customers upon acquiring / completion of the house / flat.
How to avail the loan?
To avail the loan, Please visit any of our branches.
Loan amount up to 5% of the existing housing loan limit (Maximum - Rs.2 Lacs )
Maximum 5 years. Loan period shall not exceed remaining period of the existing Housing Loan
For Resident customers - Nil.
All parties to the existing housing loan limit shall join the loan documents. If the borrower gets married subsequent to availing HL, spouse shall join as a party to the Loan documents, in addition to all parties to existing housing loan.
Repayment shall be made as EMI.