BSE-NSE-web Portlet

Federal Goldsmith Loan Scheme

  • Features & Benefits
  • How to apply ?
  • Documents Required
  • Other terms and conditions
  • Repayment options
  • Rates and Fees

Key features

  • Speedy loan processing
  • Loan amount up to Rs.500 Lakhs*
  • Minimal paperwork
  • Flexible repayment options
Loan can be used for acquisition of Machineries/equipments for expanding an industrial unit and to provide hassle free credit for working capital.
Loan can be availed as Term loan or working capital 
Repayment shall be done as EMIs.

Who can apply

  • Individuals
  • Firms
  • Companies or any other legal entity engaged in making of gold ornaments/coins.
To avail the loan, you can choose any of these:
  • Download the application form and submit it your branch
  • Call our contact center executives
  • Please visit any of our branches
  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card)
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
  • Bank Statement (latest 6 months bank)
  • Last 2 Years ITRs (computation of income) Balance Sheet and Profit & Loss a/c. Audited or Certified by a CA
  • Proof of continuation (ITR/ Trade license /Establishment /Sales Tax certificate)

Sole Proprietor Declaration or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association & Board resolution (Original).

Repayment period:

  • For Term Loans:     Maximum period 84 months
  • For Working Capital Loans:   Maximum period – 12 months 


  • Security for the loan will be Hypothecation of fixed assets created out of bank finance/ Hypothecation of stocks/book debts.

Repayment of the loan is made as Equated Monthly Installments (EMI)

You can use any one of the ways to repay the loan: