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FedPremia - Personal Loans

Features & Benefits

We offer hassle free personal loans for salaried individuals with minimum monthly salary of Rs.25,000/-.

 

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Maximum Loan amount of Rs.25 Lakh
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Maximum Tenure of 48 Months
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Attractive rate of interest
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Faster processing
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Minimal paperwork 
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Available at all branches . 

Eligibility

Who can apply?

  • Resident individuals* with monthly net salary Rs.25000/- and above
  • Maximum age – 60 years at the end of loan tenure
  • Number of years in the present Job* – 3 years

*Conditions apply

 

How to avail the loan?

Please contact the nearest Branch at select locations. Call us at 1800 425 1199 or 1800 420 1199 for more details.

Documents Required

Indicative List of Documents Required for Loan processing are provided below.

KYC documents

  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card) 
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport)
  • Copy of PAN Card
  • Latest Passport size photo of the applicant (2 copies)

Income documents

  • Latest salary certificate/Last 3 months salary slips
  • Form 16/Income Tax Returns( last 2 years)
  • Last 6 months salary account statement
  • Loan application form duly signed

Repayment

Repayment of the loan is made as Equated Monthly Installments (EMI).

Any one of the following methods can be used to repay the loan:

  • Standing instruction registration at your branch
  • Internet Banking
  • Automated Payment through ECS
  • Mobile Banking

Other Loans

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Request a Call Back

If you are interested to bank with us, please let's know that. Kindly fill up the enquiry form given below along with your contact number. When you submit the details, our representatives will get in touch with you.

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