Project Loan


Project Loan is provided to corporate borrowers for the purpose of capital expenditure including setting up of new/ additional manufacturing facilities, construction etc. Project loan is also available to acquire the fixed assets like land & building, plant & machinery etc.

Project Loan is offered for:

  • Mid / Large corporates having turnover more than Rs.500 Crores or Projects outlay of Rs.500 Crores OR minimum exposure ( Funded + Non Funded) of Rs.25 Crores
  • Companies (including SPV's) executing various infrastructure projects in sectors such as power- hydel / thermal / solar, roads, highways, bridges, ports, dams, airports, rail system, water supply, irrigation, sanitation and sewerage system, telecommunication, housing, industrial park or any other public facility of a similar nature, construction relating to project involving agro processing, supply of agricultural inputs, preservation and storage of processed agro products, educational institutions and hospitals as may be notified by RBI from time to time ,Commercial Real estate projects like Hotels, residential / commercial complexes, setting up new plant / manufacturing facilities etc.


All Corporates having turnover Rs.500 Crores or project outlays of SPV's of Rs.500 Crores and above OR minimum exposure ( Funded + Non Funded) of Rs.25 Crores
Both public sector and private sector companies are eligible



  • Entire project assets both movable and immovable, project cash flows, intangible assets 


  • Extension of charge over current assets
  • Additional tangible security such as immovable properties / bank deposits etc.
  • Pledge of promoters holdings


  • Personal guarantee of Proprietors / partners / promoters.
  • Corporate Guarantee 

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