Hurry Up! EMI facility NOW available on PineLabs terminals for Federal Bank Credit Card!

Campaign Date

Offer Category

Card Type

Offer Details

01st June-30th June

All Products

Federal Bank Credit Cards

5% Cash back up to Rs. 2000 on min transaction of Rs. 5000 on Federal Credit Card


Offer Terms & Conditions

Offer valid from 01st June to 30th June 2022.

Offer Applicable on:


Lulu Mall










Reliance Digital




Vijay Sales


  • Offer is valid on Celesta, Signet and Imperio card variant of Federal Bank Credit Cards
  • The offer is valid Once per user during the campaign period.
  • The offer is available only on card swipe on Pinelabs/Plutus POS terminal.
  • Cash back will be posted on or after 90 days from the end of the campaign period. Cashback will be posted to the respective Credit Card only.
  • Any disputes related to this campaign can be raised within 120 days from the end of the campaign
  • For Standard EMI TnC, click



Standard Terms & Conditions:


The following words and phrases shall have the meanings set out hereinbelow in this document unless repugnant to the context:

1) “Cardholder” – A person who is holding a valid Federal Bank Credit Card, as may be specified in the Offer T&Cs.

2) “Campaign Period/ Offer Period/ Validity" - The period for which the offer is valid.

3) “Offer T&Cs” – Terms & Conditions applicable for respective individual offers.

4) “Transactions” – any transaction carried out using Federal Bank Credit Card which is not a charge/fee/interest levied.

5) “Merchant” – any establishment where the Federal Bank Credit Card mentioned in the offer has been / can be used for making a purchase.

6) SMS/Email/Mobile App Push Notification sent by Federal Bank to the customer’s registered mobile number/email ID mentioning the offer is referred to as “communication”.

7) The Campaign Period referred to as “Offer Period” or “Validity”, interchangeably, will be the one mentioned in the communication received by customer.

8) The offer is neither transferable nor negotiable and cannot be en-cashed.

9) Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer.

10) Federal Bank will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.

11) The Merchant and Federal Bank reserve the right to add/alter/change/ or vary at any time, without notice, any or all of these terms and conditions or to replace, entirely or in part, this offer by another offer, whether similar to this offer or not, or to withdraw it altogether. Federal Bank also reserves the right to discontinue the offer without assigning any reason and / or without any prior intimation whatsoever.

12) The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis.

13) In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, Federal Bank’s decision shall be final and binding on Cardholders in all respects.

14) Federal Bank only offers discount and additional voucher on purchase of goods and services of the Merchant, using Federal Bank Credit Card and Federal Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered/sold by the Merchant. Any dispute or claim regarding the goods and/or services must be resolved by the Cardholder with the Merchant directly without any reference to Federal Bank. Additional discount offered by the Bank is solely for promoting usage of Federal Bank Credit Card.

15) Images provided in promotions are only for pictorial representation and Federal Bank does not undertake any liability or responsibility for the same.

16) Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any product/ service of the Merchant or any third party and is not intended to create any rights and obligations.

17) The offer by Federal Bank is subject to applicable laws and regulatory guidelines/ regulations and as per the Bank's extant guidelines from time to time.

18) The Bank may use the services of agents for sales / marketing of the products. Copy Rights of The Federal Bank Limited. All rights are reserved.

19) Federal Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods purchased / services availed of by the Card Holder/s under the offer.

20) Federal Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and /or services under the offer.

21) All Customer queries/dispute on the offer should be raised during the offer period or within 90 days after expiry of the promotion period. For any disputes, the customer needs to furnish a scanned copy of invoice for the case to be taken for further investigation.

22) The Merchant & Federal Bank retain the right to change or discontinue the Offer at any time during the Promotion Period. The decision of The Merchant & Federal Bank with respect to the Offer be entertained.

23) The Merchant & Federal Bank reserve the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.

24) All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the offer shall be borne solely by the cardholder and Federal Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues.

25) Federal Bank shall not be obliged to make any public announcements to intimate the successful Cardholders about the discount under the offer.

26) The offer is not available wherever (1) offers of this kind are prohibited, and (2) for products/ services for which such programs cannot be offered for any reason whatsoever.

27) All liability with respect to the products purchased lies with the Merchant and Federal Bank shall not be in any way responsible for the same.

28) Logos/trademarks used are owned by respective entities. Federal Bank has been authorised to use these logos/trademarks for offer-promotion purposes.

29) The Cardholder shall indemnify and hold the Merchant and Federal Bank harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorneys fee) that may be suffered by the Merchant and Federal Bank as a consequence of (i) violation of these terms and conditions, of the terms of user agreement, privacy policy (subject to change) published on the Platform, by Cardholder; (ii) violation of applicable laws by Cardholder; and (iii) any action or inaction resulting in wilful misconduct or negligence on the part of the Cardholder.

30) These Standard Terms and Conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Credit Card, as the case may be, issued by Federal Bank. In the event of any contradiction or disparity between the Offer T&Cs and these Standard Terms and Condition, Offer T&Cs shall prevail.

31) Any person availing the offers shall be deemed to have read, understood and accepted these terms and conditions as well as the respective Offer T&Cs.

32) Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Kerala only.

33) Merchant Terms & Conditions, if any, will be additionally applicable to the offers and will be and will be notified separately.