The SMART savings account has action packed features like New-Age banking channels, high daily cash withdrawal limits, anywhere banking, International Debit Card and lot of free services
- How to apply ?
- Balance Requirement
- Documents Required
- Ways to Access Your Account
- Interest Rates & Service Charges
- Free 60-Cheque leaves per half-year
- RuPay Platinum Debit Card
- Free Internet Banking
- Free Mobile Banking
- Free Mobile alerts
- Free Email alerts
- Free unlimited Demand Drafts
- Free RTGS / NEFT facility
- 50% concession in Processing Fee / Administration Fee for all Retail Loan Products
- No Folio charges
Who can open account?
- Resident Individuals (sole or joint account)
- Hindu Undivided Families
- Clubs or Societies
- Foreign Nationals residing in India (as permitted by Foreign Exchange Management Act)
- Others specifically permitted by RBI
How to open an account?
- Opening Fed Smart account is very easy. You can open the account as online or offline.
- For opening the account online, please click here.
- For opening the account offline, please download the account opening form.
- Duly filled account opening forms shall be submitted to your branch of choice along with the documents.
Average Monthly balance of Rs. 1,00,000/- is required
KYC Documents (Any one address proof and identity proof)
|Document||Identity Proof||Address Proof|
|Voter's Identity Card||Yes||Yes|
|Job card by NREGA duly signed by an officer of the State Government||Yes||Yes|
|Permanent Account Number (PAN) card||Yes||No|
Two copies of recent passport size photograph
Federal Bank provides you a number of ways to access your accounts and experience the host of services offered by us. Without visiting your branch, you can choose any of the following channels to access your bank account: