A Rewarding Mother's Day

We thank you all for rewarding everyone around you throughout your life.

While you have been rewarding to everyone around you, here's something special from us to reward you on this Mother's Day.  Use the capability of UPI platform to make your Banking smoother and effortless. We urge you to use FedMobile for your Banking and get a cashback when you send money to your near & dear using FedMobile during the campaign period.

UPI (Unified Payments Interface) is a channel for sending money 24*7*365. The channel provides you the flexibility to send money to any bank account using just their Virtual Payment Address (VPA), just about any time.

How to send money through UPI?

Step 1: Open FedMobile App. (If you don't have FedMobile Click Here)

Step 2: Click on "Quick Pay" under "Transfer Funds".

Step 3: Choose "UPI". Enter the VPA (& validate), Amount to be transferred & Remarks (if required) & click on "Quick Pay".

Step 4: Confirm the details by clicking on "Confirm" & enter your MPIN to complete the transaction.


Benefits in sending money using UPI:

  • No need to register beneficiary as payee. You can send money instantly to anyone having a valid VPA.
  • Send money 24*7*365, even on Bank Holidays.
  • Instant credit of funds, with instant acknowledgment.
  • No need to get account details for sending money anymore (account number, IFS Code, Bank Name, Branch Name, etc.)


Campaign Terms & Conditions

  • The offer is valid only for Federal Bank's customers using Bank's Mobile Banking application, FedMobile.
  • Campaign Period: 11th May – 14th May 2018, starting from 00:00 hours on 11th May 2018 till 11:59 hours on 14th May 2018.
  • Offer is valid on all days during the campaign period.


Rs. 50 cashback while you send money using UPI in FedMobile

  • Minimum value of transaction should be Rs.1000
  • The offer is available only for transactions done using the UPI channel in FedMobile
  • Cashbacks are valid only for successful transactions. Just the debit of amount from one's account will not qualify for cashback, rather the transaction should be successful
  • A customer will be eligible only once as a winner under the Offer; a Customer cannot qualify for more than one reward
  • Offer is valid only for the first 1000 customers
  • Cashbacks will be processed to eligible customers' accounts within 30 working days from the date of transaction
  • Cashbacks will be processed to eligible customers' operative account maintained with Federal Bank


VPA – Virtual Payment Address


How to find your VPA

o   Go to My profile > UPI Virtual ID

Get VPA from your beneficiary to transfer funds

o   Federal bank customers can get their VPA from FedMobile or Lotza UPI APP/ any other UPI App

o   Other bank customers can get their VPA from Lotza UPI App or any other UPI Apps


General Terms & Conditions

  • The Offer is non-transferable, non-binding and non-encashable.
  • Participation in the Offer by the Customer(s) is on a voluntary basis
  • Federal Bank shall not in any way be deemed to be making any representation whatsoever about the usefulness, worthiness, quality and/or character of the any rewards and the services provided by Alliance Partner and shall not be responsible in any way what so ever for the same. The existence of a dispute with respect to, if any, regarding the usefulness, worthiness, nature and/or quality of product or other services provided by Alliance Partner shall not constitute a claim against Federal Bank.
  • In all matters relating to the Offer, the decision of Federal Bank shall be final and binding in all respects.
  • Transactions using any other channel but the Channel; will not be considered eligible for the Offer.
  • Federal Bank reserves the right to disqualify the Customer/s from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer.
  • Federal Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and services or the assured gifts / prizes as they are managed by partners.
  • The Offer is not available wherever prohibited and / or on products / services for which such offers cannot be made available for any reason whatsoever.
  • If the Customer ceases to be a Customer at any time during the currency of the Offer Period, all the benefits under the Offer shall lapse and shall not be available to the Customer.
  • Federal Bank has the right to withdraw the Offer without any prior notice.
  • Federal Bank reserves the right to modify/ change all or any of the terms and conditions contained herein as per its discretion without assigning any reasons or without any prior intimation/notice whatsoever. Federal Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever. Federal Bank will not be liable in any manner whatsoever for any loss/ damage /claim/injury that may arise due to withdrawal or change in the terms and conditions of the Offer or discontinuation of it.
  • The Offer is subject to applicable Indian laws and such other terms and conditions as may be stipulated by Federal Bank. The Offer is not available wherever the same is prohibited and/or cannot be offered or for any reason whatsoever. All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Kochi. However, Federal Bank reserves the right to approach any other court or tribunal of competent jurisdiction.
Any queries/communication/notice regarding the Offer should be sent to Federal Bank's 24 HOUR CUSTOMER CARE