NSE: 

SME Parametrised Scheme

SME Parametrised Scheme

Planning to start a new manufacturing/processing /trading/service related business or to expand an existing unit ?

With our SME Parameterised scheme we can find the means for your business.   

  • Features & Benefits
  • How to apply ?
  • Documents Required
  • Repayment Options
  • Rates and Fees

Key features

  • Speedy loan processing
  • Flexible repayment options
  • Simple assessment
  • Attractive pricing

Facilities offered:

  • Cash Credit and BG/LC limits for working capital requirements.
  • Term Loan for setting up/Refurbishing an existing unit or for purchase of fixed asset.

Period of loan

Term Loan – Upt o 120 months

Working Capital – Up to 30 months

Non Funded(BG/LC) – Up to 30 months

Who can apply

  • Firms
  • Individuals
  • Companies or any other legal entity engaged in manufacturing/trading/service activities.

To avail the loan, you can choose any of these:

  1. Download the application form and submit it your branch
  2. Call our contact centre executives
  3. Please visit any of our branches
  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card/Aadhar Card)
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
  • Bank Statement (latest 6 months bank)
  • Last 2 Years ITRs (computation of income), audited  Balance Sheet and Profit & Loss a/c, if applicable
  • Proof of continuation (ITR/ Trade license /Establishment /Sales Tax certificate)
  • Other documents may be requested as per individual requirements.
Repayment of the loan is made as Equated Monthly Installments (EMI).
You can use any one of the ways to repay the loan: