Key Features

• Federal Bank provides customers with loan against your deposits with us to meet your personal, urgent and unforeseen expenses.
• You can avail loan up to 90% of the deposit amount
• Loans are provided against Fixed Deposits, Cash Certificate and Recurring deposits.
• Loans are granted only against those deposits, which are free from lien, restraint or encumbrance and not standing in the names of minors.
• You can obtain loans against deposits maintained with another branch too. While availing the loan, the deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

How to avail the loan?

• To avail the loan, please visit any of our branches.

• There is no penal interest or processing fee
• For details, please refer Rates and Charges page