Comprehensive coverage of both heart and cancer ailments
Fixed Benefit payout on covered conditions irrespective of actual amount spent on treatment
Multiple minor stage claims allowed for both Heart and Cancer care.
In-built Waiver of Premium benefit  to reduce  financial burden
Income Benefit Option to cushion any drop in  income at an additional premium.
Tax Benefits under Section 80 D*


*The aforesaid tax benefits are subject to change in tax laws. Consult your tax advisor for determining the Tax benefits applicable to you.

Eligibility Criteria

Age at entry of life insured (last birthday) 18 Years (Min)
65 Years (Max)
Age at Maturity 70 years (Max)
Sum Assured(in Rs.) Rs.10,00,000 (Min) | Rs.30,00,000 (Max) for Heart Care
Rs.10,00,000 (Min) | Rs.30,00,000 (Max) for Cancer Care
Rs.20,00,000 (Min) for Heart and Cancer Care* |Rs.60,00,000 (Max) for Heart and Cancer Care
Above limits are subject to underwriting
Premium Payment Term Same as Policy Term
Policy term 5 years (Min)|20 years (Max)
Premium Payment Frequency Yearly


*Under Heart and Cancer variant the Sum Assured chosen will be equally allocated to heart and cancer care.


Life insurance Related Products


Ageas Federal Life Insurance Heart and Cancer Shield plan is a non-linked, non-participating health insurance plan (UIN: 135Y054V03). For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Tax Exemption are as per the Income Tax Act, 1961 and are subject to changes in the tax laws from time to time. Ageas Federal Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this advertisement. Please consult your own tax consultant to know the tax exemption available to you. . The product is underwritten by Ageas Federal Life Insurance Company Limited - Formerly known as IDBI Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its registered office at: Ageas Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website: www.ageasfederal.com. Toll Free: 1800 209 0502. Trade Logo displayed above belongs to The Federal Bank Limited and Ageas International Insurance N. V. and used by Ageas Federal Life Insurance Company Limited under license from respective partners. The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227.  The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent, does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.