HDFC-ERGO-SURAKSHA-SILVER-SMART

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HDFC ERGO Suraksha Silver Smart

HDFC ERGO My Health Suraksha Silver Smart

Exclusive covers like Air ambulance cover, Recovery benefit, Infertility cover.Various discount options to like family discount, long term policy discount, loyalty discount.

  • Key Features
  • Coverage
  • Eligibility
  • Contact us
  • Terms and conditions
  • Exclusions
  • Disclaimer
  • Multiple sum insured options ranging from Rs. 3 Lacs to Rs. 75 Lacs available under this policy.

  • Any age entry option with lifetime renewal.

  • Exclusive covers like Air ambulance cover, Recovery benefit, Infertility cover.

  • Wellness features like Fitness discount@ renewal, Health incentives for maintenance of health.

  • Flexi benefits like choosing room rent capping, co pay in order to avail discounts on premium.

  • Long term policy options up to 3 years with attractive premium rate.

  • Various discount options to like family discount, long term policy discount, loyalty discount.

  • Option to pay yearly premium in 3, 6 and 12 equal installments.

  1. Medical Expenses

  2. Home Healthcare

  3. Domiciliary Hospitalization

  4. Pre-Hospitalization cover

  5. Post-Hospitalization cover

  6. Day Care Procedures

  7. Road Ambulance

  8. Organ Donor Expenses

  9. Alternative Treatments

  10. Road Ambulance

  11. Recovery Benefit

  12. Sum Insured Rebound

  • Age:     Adult 18-55 Years, Child : 91 Days to 21 Year

  • Sum insured : 3 Lac, 4 Lac & 5 Lac

  • Policy Members : Self, Spouse, children, Parents, Max upto 4 Members

In case of an Insured event giving rise to a claim under the Policy, the insured should immediately intimate the company on the below mentioned contact details.

Customer Service No: 18002666400

Email: healthclaims@hdfcergo.com

  • Under the policy, my:health Suraksha, the minimum and maximum sum insured is Rs. 1 Lac and Rs. 5 Crores respectively.
  • **Addittional Premium will be charged for Optional Covers. HDFC ERGO General Insurance Company Limited. IRDAI Reg. No. 146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020.
  • For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license.
  • The above mentioned product is underwritten by HDFC ERGO General Insurance Company Limited.
  • The Federal Bank Limited (Federal Bank Ltd, Federal Towers, Aluva, Kerala, India – 683101) is an authorized corporate agent of HDFC ERGO General Insurance Company Limited. IRDAI License No. CA0227. UIN: my:health Suraksha - HDFHLIP20049V041920 | my:Health Hospital Cash Benefit (Add-on)- HDFHLIA19133V011819 | my:HealthCritical Illness - HDFHLIP19117V011819. UID: 4180.
  • General Waiting Periods : Claim admission started within 30 days from policy commencement date, except for the claims arising due to accident.
  • Waiting period for listed illness and procedures: 24 months for all illness and surgical procedures like e.g. Hernia, Cataract, piles, Gall bladder Stones, Kidney Stone, etc. 
  • Waiting period for Pre-existing conditions : Awaiting period of 36 months shall apply for all Pre-existing conditions declared and/or accepted.
  • Not covered conditions: HIV & AIDS, Maternity , dental & Cosmetic Surgery ( Covered in case of Accident ).