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Exporters Gold Card

Gold Card Scheme for exporters envisages issuing Gold Cards to credit worthy exporters with good track record ensuring easy availability of export credit on better terms

  • Features & Benefits
  • Eligibility
  • Annual Charges

Key Features

  •  Cards are issued to credit worthy exporters, with good track record, ensuring easy availability of export credit on better terms.
  •  Simplified and faster processing of credit requirements.
  •  Low charges & fee structure.
  •  Card holders are eligible for concession in interest rates, exchange on DD, commission on bills for collection, processing fee etc.
  •  Card holders are given preference over others for providing PCFC and foreign currency credit cards.
  •  Security norms will be relaxed for the card holders.
  •  Credit limits will be sanctioned for 3 years with provision for automatic renewal subject to the account being operated satisfactorily.
  •  The unit should have been in the export business at least for 3 years
  •  The unit should have earned profit during the preceding 3 years
  •  The unit/promoters/guarantors should not be/ have been in the Specific Approval List of ECGC or caution/defaulters list of RBI
  •  The credit facilities with the banks should be standard assets for the past 3 years
  •  PCL, LC, BG etc. should not have become overdue during the past 3 years
  •  There should not be any case of overdue import bills including collection bills