Recognising the importance of the agricultural sector in the development of the nation, Federal Bank has created an elaborate institutional framework to meet the credit requirements of the sector. Agricultural lending forms an integral part of the priority sector lending of the Bank. Bank offers loan facitlites for sectors like plantation, horticulture, land development, irrigation, farm mechanisation, construction of rural godowns, cold storages and poly house/ greenhouse, precision farming, floriculture, animal husbandry, poultry, fishery among others. This service is extended through rural, semi-urban and urban branches of the Bank.
Federal Kisan Credit Card
Federal Kisan Cards are issued to farmers to meet their cultivation needs and non-farm requirements including purchase of inputs and other short term requirements and working capital requirements for allied activities in a flexible and cost effective manner.
Financing Dealers/Sellers/Traders of Fertilizers, Pesticides, Seeds
Fertilizers and pesticides play a vital role in the modern agriculture technology. Increased use of fertilizers and good quality of seeds results in increased food production. Bank provides finance to Dealers, Sellers and Traders of Fertilizers, Pesticides, Seeds, Cattle feed, Poultry feed, Agricultural implements and other inputs.
Agricultural Development Loan
Finance should not be a barrier for your dreams of purchasing properties for agriculture. We listen to your needs with our attractive loan schemes for purchasing and developing agricultural properties.
Homestead Farming Loan
The predominance of small size land holdings, the agro-climatic situation and the multi-tier cropping system prevalent in the Kerala State have evolved a highly intensive practice of growing crops along with allied activities around the home as an integrated enterprise. This practice is known as "Homestead Farming". Federal Bank provides finance for homestead farms in Kerala.
Federal Agri Mobile Scheme
Searching for funds for buying a vehicle for your agricultural needs? Federal Bank has the right solution for you. With our Agri Mobile loan, get finance for new or used vehicles for agricultural needs.
Agri Gold Loan
Need instant loans for meeting your urgent needs for agricultural purpose? With our Agri Gold loan, get financial assistance for direct, indirect and allied agricultural activities.
Federal Prathyasha Loan
Federal Prathyasha Loan is designed to provide credit to distressed small and marginal farmers, enabling them to prepay their debt to the informal sector against collateral or group security.
Plantation Development Loans
Over the years, horticulture has emerged as one of the potential agricultural enterprise in accelerating the growth of Indian economy. India, with its wide variability of climate and soil, is highly favorable for growing a large range of horticultural crops such as fruits, vegetables, potato, tropical tuber crops, ornamental crops, medicinal and aromatic plants, spices and plantation crops like coconut, cashew, cocoa, tea, coffee and rubber. Its role in the country's nutritional security, poverty alleviation and employment generation programs is becoming increasingly important. To boost the growth in this area, Federal Bank offers loan facilities for plantation development.
Federal Green Plus Loan
Federal Green Plus loan is extended to needy farmers to meet the cost / expenses of any genuine direct agricultural purpose (including allied activities).
Loan Against Electronic Warehouse Receipts of Agricultural Commodities
We provide finance against Warehouse Receipts of Agricultural Commodities issued by State/Central Warehousing Corporations (SWCs/CWC) or approved Collateral Managers.