Key Features

This insurance policy offers a benefit amount of Rs. 20,000 on getting hospitalized for 24 hours or more, due to any of the listed diseases caused by mosquitoes. It is available for all the Federal Bank customers with age between 18 year and 65 years.


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7 Vector Borne Diseases Covered: Dengue, Malaria, Chikungunya, Japanese Encephalitis, Kala Azar, Lymphatic Filariasis and Zika
No pre-policy checkup required and provides a lump sum benefit on hospitalization
Reinstatement of Sum Insured


  • Family cover under one pIan available for Self, Spouse and 2 dependent children (min. age - 91 days)

Terms and conditions

Hospitalization primarily for purposes diagnostic purposes not related to illness or any purpose which in routine could have been carried out on an out-patient basis and which is not followed by an active treatment or intervention during the period of hospitalization.


  • 30 days waiting period is applicable post policy inception.
  • Pre existing Lymphatic Filariasis at the time of taking the policy is not covered under the policy.
  • Any treatment taken on Outpatient.
  • Experimental or unproven procedures or treatments, devices or pharmacological regimens of any description (not recognized by Indian Medical Council) or hospitalization for treatment under any system other than allopathy
  • Convalescence, rest cure, sanatorium treatment, rehabilitation measures, respite care, long term nursing care or custodial care and general debility or exhaustion (run down condition).
Mosquito Disease Protection Policy Disclaimer

HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. The above mentioned product is underwritten by HDFC ERGO General Insurance Company Limited. The Federal Bank Limited (Federal Bank Ltd, Federal Towers, Aluva, Kerala, India – 683101.) is an authorized corporate agent of HDFC ERGO General Insurance Company Limited. IRDAI License No.CA0227.UIN: Mosquito Disease Protection Policy - Group - HDFHLGP19119V011819. UID: 4533.

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