Interest Rates on Loans and Advances
Check out interest rates for all Personal banking loans, NRI banking loans, SME business loans, Corporate business loans and Agri Business Loans.
Marginal Cost of funds based Lending Rate (MCLR) w.e.f 01st May 2016
One Month MCLR
Three Months MCLR
Six Months MCLR
One Year MCLR
For MCLR Rates with effective from 1st May 2016 and the spread over MCLR applicable for Select Advance Products please click here.
Fixed Rate Loans (Interest Rates)
*Interest rates offered will be based on the risk profile of customer and proposed facility.For more details, including rates for other advance schemes, contact your nearest branch.
The MCLR is computed by taking into account –
a) Bank's marginal cost of funds,
b) Negative carry on Cash Reserve Ratio (CRR),
c) Operating costs, and
d) Tenor premium.
* Conditions apply