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Financial Inclusion

Financial inclusion is delivery of banking services at an affordable cost to the vast sections of disadvantaged and low income group. Unrestrained access to public goods and services is the sine qua non of an open and efficient society. As banking services are in the nature of public good, it is essential that availability of banking and payment services to the entire population without discrimination is the prime objective of the public policy.

Know more about our financial inclusion activities and various schemes associated with it.


Financial Inclusion Activities

Know more about our Financial inclusion planning, BSBDA accounts, Grama Jeevan Branches, Financial Literacy Centres and many other initiatives

Pradhan Mantri Jan-Dhan Yojana

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the National Mission for Financial Inclusion to ensure access to financial services, namely, Banking, Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a one year cover, renewable from year to year, Accident insurance scheme offering accidental death and disability cover for death or disability on account of an accident.

Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) scheme offers a renewable one year life cover of Rupees Two Lakh to all savings bank account holders in the age group of 18 to 50 years, covering death due to any reason, for a premium of Rs.330/- per annum per subscriber.

Atal Pension Yojana

Atal Pension Yojana is focused on encouraging and enabling the working poor to earn a permanent income after the age of 60.

Suraksha Bandhan

Suraksha Bandhan is a gift cheque/ deposit scheme which offers enrolment under PMJJBY, PMSBY or both.