Loans against Warehouse Receipts

Purpose

The Bank extends financial assistance to farmers storing produce in approved warehouses / cold storages against pledge of warehouse / cold storage receipts. The maximum repayment period of the loan is 3 months.

Eligibility

All categories of farmers, produce marketing co-operatives / societies, plantation companies etc., holding their produce in approved warehouses.

Loan Amount

The loan amount will be 70 % of the value of the produce stored.

Documents needed

Only the warehouse receipt issued and signed by the authorized warehouse keeper. The warehouse receipt should be duly endorsed in favour of the Bank.

Security

Pledge of warehouse receipt

Rates & Interest

Please refer rates & charges page

Repayment

The loan should be repaid within a period not exceeding 3 months.