Purpose

Agricultural Term Loans are provided for the purchase of assets / creation of assets/infrastructure relating to poultry, dairy development, Piggery, Sericulture, Apiculture, Fisheries Development etc.,

Eligibility

Persons taking up all kinds of activities under animal husbandry sector are eligible.

Loan Amount

Up to Rs.50,000 - 100 % of the cost of the asset / project cost is provided as loan. Above Rs 50,000 - up to 85 % of the cost of the asset/project is given as loan.

Documents needed

Estimate/quotation for the assets to be acquired/created. Project report in the case of large projects.

Disbursement of the Loan

Generally disbursements are made directly to the suppliers as per the schedule set in the proposal.

Security


Amount Security to be furnished
Up to Rs 50,000 i. Hypothecation of assets acquired.
ii. Mortgage of land or Third party guarantee
Above Rs 1,00,000 i. Hypothecation of assets acquired.
ii. Mortgage of land.

Rates & Interest

Please refer rates & charges page

Repayment

Repayment varies from 3 to 9 years.