Subha Yatra Loan

 

Purpose

To meet the expense in connection with the travel abroad by individuals or family members

Loan Amount

Individuals are eligible for amounts up to Rs 1.50 Lakhs
For Families can get loans up to Rs 3 Lakhs
The amount can include Cost for Train / Air fare, hotel stay, other conveyance cost and expenses

Eligibility

Resident individuals with adequate income or Salaried group with minimum Basic pay of Rs 2000/-

Period of Loan

Loan period can be up to 33 months with a cushion period of 3 months
For salaried group period of loan should be within retirement age

Rates & Charges

Please refer rates & charges page

Repayment

By Equated Monthly Installments with Interest

Co-obligant

Spouse / other major members of the family proceeding on tour

Security

Collateral security is required - can be Land and Buildings, Gold Ornaments, NSC / IVP / KVP / Deposits with the Bank or shares of high growth companies